Leading the 12-month savings interest rate list, PVcomBank lists interest rates of up to 9.5%/year. However, to enjoy this extremely high interest rate, customers need to meet the minimum deposit requirement of VND 2,000 billion at the counter and only applies to products that receive interest at the end of the term.
Under normal conditions, PVcomBank is listing the highest interest rate at 4.8%/year when customers deposit savings online and receive interest at the end of the term. If customers deposit money at the counter, they will only receive an interest rate of 4.5%/year.
HDBank listed the highest 12-month savings interest rate at 7.7%/year with the condition of maintaining a minimum balance of VND300 billion. Under normal conditions, when making a 12-month online savings deposit, customers receive an interest rate of 5.5%/year. If customers deposit money at the counter, they only receive an interest rate of 5.4%/year.
Cake by VPBank is listing the highest interest rate for a 12-month term at 5.7%/year when customers receive interest at the end of the term. Customers receiving monthly and quarterly interest receive interest rates of 4.2% and 4.3%, respectively.
The highest interest rate listed by Cake by VPBank is 6% when customers deposit money for 24-36 months.
NCB listed the highest interest rate for a 12-month term at 5.4%/year when customers deposit money online and receive interest at the end of the term. NCB is listing the highest interest rate at 5.9%/year when customers deposit money for 18-36 months and receive interest at the end of the term.
CBBank lists the highest interest rate for a 12-month term at 5.3%/year when customers deposit money online and receive interest at the end of the term. CBBank is listing the highest interest rate at 5.55%/year when customers deposit money online for 13 months.
How much interest do I receive if I save 900 million VND for 12 months?
You can refer to the interest calculation method to know how much interest you will receive after saving. To calculate interest, you can apply the formula:
Interest = deposit x interest rate %/12 x number of months of deposit.
For example, you deposit 900 million VND in Bank A, term 12 months and enjoy interest rate 5.7%/year, the interest received is as follows:
900 million VND x 5.7%/12 x 12 = 51.3 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more information about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/2-ngan-hang-niem-yet-lai-suat-hon-76-khi-gui-tiet-kiem-12-thang-1347248.ldo
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