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3 ways to go to the doctor without having to carry health insurance and still enjoy full benefits, everyone should know to avoid being disadvantaged

There are currently 3 ways to replace paper health insurance cards for patients to use when going to see a doctor or receiving treatment.

Tạp chí Doanh NghiệpTạp chí Doanh Nghiệp30/04/2025

3 ways to see a doctor without carrying health insurance

Currently, there are 3 ways to replace paper health insurance cards in medical examination and treatment, including: Using a chip-embedded Citizen ID card; using a level 2 VNeID account and using the VssID application.

Method 1: People present their Citizen Identification Card with chip at the medical examination and treatment facility. When scanning the QR code, there is valid information about health insurance participation. The medical examination and treatment facility will check and compare health insurance information and receive patients according to the current health insurance examination and treatment process.

BHYT, khám chữa bệnh, bảo hiểm y tế

There are 3 ways to replace paper health insurance cards in medical examination and treatment. Illustrative photo

Method 2: People can use the authenticated health insurance card on the VNeID application (level 2 electronic identification application) by opening the VNeID settings on their mobile phone and then logging into their VneID account.

Next, select "Paper Wallet" then select "Health Insurance Card"; enter the code to verify the user and present the image of the health insurance card on the VNeID application to the medical staff.

Method 3: People can also use the VssID application on their phones to replace paper health insurance cards when going to see a doctor.

Accordingly, after successfully logging in, on the main interface of the VssID application, people need to select "Personal Management", then select "Health Insurance Card" and then select "Use card" or "Card image".

In the above case, her relatives can use the Citizen ID card when going to the doctor instead of the Health Insurance card or can use the VNeID application or the VssID application.

BHYT, khám chữa bệnh, bảo hiểm y tế

Illustration photo.

Risks of not participating in health insurance

When not participating in health insurance, people will face many risks of illness, accidents, and even mental risks. Specifically:

- Patients must pay all medical examination and treatment costs when going to medical facilities for illness or accident.

- Due to lack of health insurance support for medical examination and treatment costs, patients will be very worried in case of illness or accident due to the increasing cost of medical services.

- Difficult access to high-tech medical services and expensive medicines.

- Family economy is affected, even declines when unfortunately suffering from serious illness.

Thus, the risk of not participating in health insurance is very high, and can cause serious and unpredictable consequences.

Source: https://doanhnghiepvn.vn/tin-tuc/3-cach-di-kham-chua-benh-khong-can-mang-bhyt-van-duoc-huong-du-quyen-loi-ai-cung-nen-biet-keo-thiet-thoi/20250430105210498


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