Techcombank adjusts interest rates for the third time this month
According to Lao Dong, on March 23, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) listed new interest rates, down 0.1-0.2 percentage points for short terms. This new interest rate will be applied from March 25.
The interest rate table for deposits at the counter, with deposits less than 1 billion VND, is listed by Techcombank as follows:
1-month counter deposit interest rate decreased by 0.1% to 2.15%/year.
3-month counter deposit interest rate is 2.45%/year
Interest rate for 6-month counter deposits is 3.45%/year.
Interest rate on 9-month counter deposits is 3.5%/year.
Interest rate on deposits at the counter for terms greater than 12 months is 4.45%/year.
Online deposit interest rates, with deposits less than 1 billion VND, are listed by Techcombank as follows:
Interest rate for 1-month online deposits decreased by 0.2% to 2.25%/year.
3-month online deposit interest rate is 2.55%/year
Interest rate for 6-month online deposits is 3.65%/year.
Interest rate for 9-month online deposits is 3.7%/year.
Online deposit interest rate for terms greater than 12 months is 4.55%/year.
The trend of falling interest rates continues
From the beginning of March 2024 to now, the market has recorded 23 banks adjusting deposit interest rates, including: BVBank, PGBank,ACB , BaoVietBank, VPBank, GPBank, PVcombank and Dong A Bank, MB, Techcombank, NCB, KienlongBank, SCB, Saigonbank, BIDV, TPBank, OceanBank, CBBank, Eximbank, ABBank, Sacombank, SeABank.
The general trend at banks is still to lower interest rates, mostly in the main terms of 6, 9, 12 months...
Notably, BaoVietBank, BVBank, PGBank and ACB have decreased twice since the beginning of the month, Techcombank has decreased three times.
However, there are still banks that "go against the flow" when deciding to increase interest rates, including Eximbank and Saigonbank with significant increases.
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