Interest rate fluctuations of Agribank, Vietcombank, VietinBank and BIDV

Illustration: Tra My

Latest interest rates of Agribank , VietinBank, Vietcombank and BIDV

According to Lao Dong reporters' records with 4 banks Vietcombank, Agribank, VietinBank and BIDV on August 3, 2024, the mobilization interest rate table is currently listed around the threshold of 1.6-4.8%/year.

Of which, VietinBank has the highest interest rate (4.8% for terms over 24 months). BIDV's interest rate currently fluctuates between 1.7-4.7%/year, Vietcombank's interest rate currently fluctuates between 1.6-4.7%/year, Agribank's interest rate fluctuates between 1.6-4.8%/year.

Below are the latest Big 4 interest rate details:

Compare interest rates of Big 4 group. Unit: %/year. Chart: Khuong Duy

Big 4 interest rate comparison table. Table: Khuong Duy

Below is a detailed update of interest rates of banks in the Big 4 group:

Updated Vietcombank interest rate table on August 3, 2024.

Updated BIDV interest rate table on August 3, 2024.

Updated VietinBank interest rate table on August 3, 2024.

Update Agribank interest rate table on August 3, 2024.

In addition, readers can refer to interest rates of some other banks through the following table:

Data recorded on August 2, 2024. Table: Mai Anh

How to receive interest if saving 500 million VND at Big 4?

To calculate interest on savings deposits at the bank, you can apply the formula:

Interest = deposit x interest rate %/12 x number of months of deposit

For example, if you deposit 500 million VND for a 24-month term at Bank A with an interest rate of 4.7%/year, you can receive: 500 million VND x 4.7%/12 x 24 = 47 million VND.

With the same amount and term above, if you save at Bank B with an interest rate of 4.8%, the interest you receive will be: 500 million VND x 4.8%/12 x 24 = 48 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/bien-dong-lai-suat-agribank-vietcombank-vietinbank-va-bidv-1372217.ldo