Businesses need capital for production during the peak season at the end of the year.

Nearly 300 products have been exported to dozens of countries over the past 20 years, Tan Dong Production and Trade Company Limited said that Vietnamese agricultural products still have a lot of room for growth, especially during the year-end shopping season in European and American markets. However, capital flow is still the biggest barrier to production.

85.000 tỷ đồng tín dụng ưu đãi tiếp sức sản xuất cuối năm - Ảnh 1.

85.000 tỷ đồng tín dụng ưu đãi tiếp sức sản xuất cuối năm - Ảnh 2.

85.000 tỷ đồng tín dụng ưu đãi tiếp sức sản xuất cuối năm - Ảnh 3.

Workers are busy on the production line serving the peak season at the end of the year.

From the factory of Tan Dong Production and Trade Company Limited, hundreds of containers of agricultural products are exported each year, bringing in revenue of about 5 million USD. This figure can double or triple if the enterprise has a stable source of finance from credit, helping to invest in expanding raw material areas and processing lines.

85.000 tỷ đồng tín dụng ưu đãi tiếp sức sản xuất cuối năm - Ảnh 4. — *Mr. Tran Thanh Phu - Director of Tan Dong Company shared that businesses need stable capital to expand production.*

Mr. Tran Thanh Phu - Director of Tan Dong Production and Trade Company Limited, said: "Domestic banks lend USD at 6%, VND at 8 - even 10%. Exporting enterprises are at the beginning of the supply chain, with hundreds of suppliers, and behind them are thousands of farmers. If banks lend according to export contracts, we can do more, and farmers will also benefit more."

Ms. Van Thi Kim Ngoc - Director of Kim Ngoc Dinh Company Limited, said: "To survive and continue to go further, there needs to be a lower interest rate policy, at a reasonable level of 5 - 5.5%, so that small and medium enterprises can access capital and maintain stable operations."

According to the State Bank of Vietnam, Branch 2, in addition to monetary and interest rate policies, there is currently a preferential credit package for the agricultural, forestry and fishery sectors – part of the production, processing, export and consumption chain – with interest rates 1-1.5% lower, with a scale of up to VND85,000 billion.

*Mr. Nguyen Duc Lenh - Deputy Director of State Bank, Region 2 Branch*

According to Mr. Nguyen Duc Lenh - Deputy Director of the State Bank of Vietnam, Region 2 Branch, said: "We focus on clearing capital flows for essential production sectors, ensuring support for businesses in the agricultural and export value chain."

85.000 tỷ đồng tín dụng ưu đãi tiếp sức sản xuất cuối năm - Ảnh 5. — *Banks deploy preferential credit packages to support production and business at the end of the year*

During the peak period at the end of the year, timely and flexible capital sources are considered a key factor helping domestic enterprises take advantage of production opportunities, actively contributing to the economic growth target in 2025.

>>> Please watch HTV News at 8:00 p.m. and 24G World Program at 8:30 p.m. every day on HTV9 channel.