According to a survey by Lao Dong Newspaper reporters, among nearly 30 banks in the system, the banks listing the highest 12-month savings interest rates are PVcomBank (11%/year), HDBank (8.2%/year), SacomBank (6%/year), NCB (5.9%/year)...
Leading the 12-month savings interest rate table, PVcomBank listed an interest rate of up to 11%/year for a 12-month term. However, to enjoy this extremely high interest rate, customers need to meet the condition of depositing at least 2,000 billion VND at the counter and only applies to products that receive interest at the end of the term.
Customers who make 12-month online savings deposits at PVcomBank receive an interest rate of 6.2%/year when receiving interest at the end of the term.
Ranked second is HDBank, which applies an interest rate of 8.6%/year for a 13-month term with the condition of maintaining a minimum balance of 300 billion VND. Under normal conditions, when making an online savings deposit for a 12-month term, customers receive an interest rate of 6.1%/year.
Sacombank is listing the 12-month savings interest rate at 6%/year when customers deposit savings and receive interest at the end of the term. Customers receiving monthly interest receive an interest rate of 5.84%/year.
NCB is listing the highest interest rate for a 12-month term at 5.9%/year when customers deposit savings at An Phu, receiving interest at the end of the term. Customers depositing traditional savings receive an interest rate of 5.75%/year.
Currently, NCB is listing the highest interest rate at 6.1%/year when customers deposit savings at An Phu for 15 - 60 months.
Deposit 1 billion VND, after 12 months receive how much interest?
You can refer to the interest calculation method to know how much interest you will receive after saving. To calculate interest, you can apply the formula:
Interest = deposit x interest rate %/12 x number of months of deposit.
For example, you deposit 1 billion VND into Bank A, term 13 months and enjoy interest rate 6.2%/year, the interest received is as follows:
1 billion VND x 6.2% / 12 x 12 = 62 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more information about interest rates HERE.
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