Currently, 12-month deposit interest rates at banks range from 6-9.65%/year.
ABBank leads with 9.65%/year for deposits from 1,500 billion VND, followed by PVcomBank 9%/year and HDBank 7.7%/year.
Some banks such as Cake by VPBank , BVBank, VietABank are applying interest rates from 6%/year for 12-18 month terms without requiring a large balance.
The highest interest rate is up to 7.5-9.65%, but to enjoy this interest rate, customers must meet special conditions.
ABBank leads with special interest rates, at 9.65%/year for customers opening new/renewing savings deposits of VND 1,500 billion or more, with a term of 13 months.
PVcomBank also applies a special interest rate of 9%/year for a 12-13 month term when depositing money at the counter. The condition is that customers must maintain a minimum balance of VND2,000 billion.
HDBank applies an interest rate of 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, with the condition of maintaining a minimum balance of VND 500 billion.
Vikki Bank applies an interest rate of 7.5%/year for deposits with a term of 13 months or more, with a minimum amount of VND999 billion; Bac A Bank is listing the highest interest rate of 6.2% for a term of 18-36 months for deposits over VND1 billion; IVB applies an interest rate of 6.15% for a term of 36 months, conditions applicable to deposits from VND1,500 billion or more.
ACB applies an interest rate of 6%/year for a 13-month term with interest paid at the end of the term when customers have a deposit balance of 200 billion VND or more.
At LPBank, with deposits of 300 billion VND or more, the interest rate applied to customers receiving interest at the end of the term is 6.5%/year, monthly interest is 6.3%/year and interest at the beginning of the term is 6.07%/year.
Table of online savings interest rates with interest at the end of the term of some banks, latest update (%/year):
Bank | 1 month | 3 months | 6 months | 12 months | 18 months | 24 months | 36 months |
Techcombank | 3.25 | 3.55 | 4.55 | 4.75 | 4.75 | 4.75 | 4.75 |
VPBank | 3.8 | 4.0 | 5.0 | 5.5 | 5.5 | 5.6 | 5.6 |
TPBank | 3.7 | 4.0 | 4.8 | 5.3 | 5.5 | 5.8 | 5.8 |
SeABank | 3.7 | 3.7 | 5.4 | 6.1 | 6.15 | 6.2 | 6.25 |
VIB | 3.8 | 3.9 | 4.9 | - | 5.3 | 5.4 | 5.4 |
Vietcombank | 1.6 | 1.9 | 2.9 | 4.6 | - | 4.7 | - |
VietinBank | 1.7 | 2.0 | 3.0 | 4.7 | 4.7 | 4.7 | 4.8 |
Agribank | 2.2 | 2.5 | 3.5 | 4.7 | 4.7 | 4.8 | - |
BIDV | 2.0 | - | 3.3 | 4.7 | 4.7 | 4.9 | 4.9 |
MBBank | 3.2 | 3.6 | 4.3 | 5.05 | 5.05 | 5.9 | 5.9 |
ACB | 3.1 | 3.5 | 4.2 | 4.9 | - | - | - |
ABBank | 3.2 | 3.8 | 5.6 | 5.9 | 5.6 | 5.5 | 5.5 |
MSB | 4.1 | 4.1 | 5.6 | 5.8 | 5.8 | 5.8 | 5.8 |
LPBank | 3.6 | 3.9 | 5.1 | 5.5 | 5.8 | 5.8 | 5.8 |
GPBank | 3.5 | 4.02 | 5.35 | 6.05 | 6.15 | 6.15 | 6.15 |
Eximbank | 4.0 | 4.3 | 5.3 | 5.5 | 6.7 | 6.8 | 6.8 |
Kienlongbank | 4.3 | 4.3 | 5.8 | 6.1 | 6.1 | 6.1 | 6.3 |
SCB | 3.3 | 3.6 | 4.9 | 5.4 | 5.6 | 5.7 | 5.7 |
SHB | 3.5 | 3.8 | 5.0 | 5.5 | 5.7 | 5.8 | 6.1 |
PVcomBank | 3.3 | 3.6 | 4.5 | 5.1 | 5.8 | 5.8 | 5.8 |
Saigonbank | 3.3 | 3.6 | 4.8 | 5.8 | 6.0 | 6.0 | 6.1 |
VietBank | 4.2 | 4.4 | 5.4 | 5.8 | 5.9 | 5.9 | 5.9 |
HDBank | 3.85 | 3.95 | 5.3 | 5.6 | 6.1 | 5.5 | 5.5 |
VietABank | 3.7 | 4.0 | 5.2 | 5.7 | 5.9 | 5.9 | 6.0 |
NamABank | 4.3 | 4.5 | 5.0 | 5.6 | 5.9 | 5.9 | 5.9 |
DongABank | 2.8 | 3.0 | 4.1 | 4.6 | 4.6 | 4.6 | 4.6 |
BAOVIET Bank | 3.3 | 4.35 | 5.2 | 5.8 | 6.0 | 6.0 | 6.0 |
Viet Capital Bank | 3.9 | 4.05 | 5.4 | 6.0 | 6.3 | 6.3 | - |
PG Bank | 3.5 | 4.02 | 5.0 | 5.5 | 5.5 | 5.5 | 5.5 |
BacABank | 3.7 | 3.9 | 5.3 | 5.8 | 5.95 | 5.95 | 5.95 |
NCB | 4.0 | 4.2 | 5.35 | 5.6 | 5.6 | 5.6 | 5.6 |
CBBank | 4.15 | 4.35 | 5.85 | 6.0 | 6.0 | 6.0 | 6.0 |
OCB | 4.0 | 4.2 | 5.2 | 5.3 | 5.5 | 5.7 | 5.9 |
OceanBank | 4.1 | 4.4 | 5.4 | 5.8 | 6.1 | 6.1 | 6.1 |
Source: https://baolangson.vn/lai-suat-ngan-hang-ngay-9-5-ngan-hang-nao-dang-ap-dung-muc-lai-suat-cao-nhat-5046529.html
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