The 'art' of balancing style and budget for young people

The story of Ngoc Ha, a dynamic Communications Specialist, will provide an interesting perspective.

Dressing well every day is not just for compliments.

Ngoc Ha (29 years old, Ho Chi Minh City) is currently a Communications Specialist at an advertising company. Her job is a series of dynamic days, interacting with many audiences: from meetings with potential customers, presenting ideas to the board of directors, participating in important networking events, to representing the company at press conferences.

"The nature of my work requires flexibility and the ability to make a good impression right from the first meeting," Ngoc Ha shared. "A good idea needs to be presented convincingly, and a neat, professional appearance is a powerful supporting factor. It not only helps me feel more confident when communicating, but also implicitly affirms my respect for partners and customers, and reflects the professionalism and reputation of the company I represent."

For Ha, choosing her outfit each day is not just an obligation, but an “investment”, a way to talk to herself and set the mood for a new day. A neat hairstyle, a light but subtle makeup increases confidence. Even a light, pleasant scent of perfume can contribute to creating a lasting impression.

"People often say good wood is better than good paint, that's not wrong. But in the media industry, where first impressions can decide a lot of things, "paint" is equally important. It's how you show your seriousness, thorough preparation and respect for the person you're talking to," Ha expressed.

Shopping for fashion is not wrong, the mistake is not knowing how to optimize finances

Discipline and a clear plan are key to maintaining your style without compromising your long-term financial goals. This requires the ability to distinguish between “needs” and “wants,” and the ability to control your emotions to avoid making impulsive, spur-of-the-moment purchases.

Maintaining a neat, stylish appearance does not mean constantly "burning money" on luxury branded items or chasing after fleeting fashion "crazes". Smart consumers understand that true style is built on a foundation of basic, quality items that are highly applicable and express individual personality.

Ngoc Ha revealed her secret: "Honestly, there are times when I feel quite pressured. I want to always appear my best, but my budget is limited. The feeling of regret when having to spend a large amount of money on shopping, even though I know it serves my work, sometimes makes me hesitate a bit. I always try to find a balance between investing in myself and managing my finances responsibly."

The vicious cycle of "stress at work - need to be neat to be confident - financial pressure when shopping" is something that not only Ngoc Ha but many other working people have experienced. Amidst those worries, Ngoc Ha was accidentally introduced to the KBank Cashback Plus credit card by a friend.

"At first, I didn't have much hope, because I thought all credit cards were similar. But when I learned more about the incentives that KBank offered, especially the cashback and installment programs, I was really convinced," Ha said.

"The 10% cashback card for shopping, up to 1 million VND per month, helps me feel like I'm getting an extra "reward" every time I buy something new. KBank also regularly has exclusive deals of up to 50% off on major e-commerce platforms. Just "wait" for the right time to get quality items at a bargain price. For items worth 2 million VND or more, such as jackets or handbags, I choose to pay in installments with 0% interest. Thanks to that, I can still own the items I need without the pressure of spending a lot at once."

When you can confidently strut your stuff in your favorite outfits, proudly invest in quality pieces that elevate your personal style, and fully enjoy the joy of shopping while still being in complete control of your cash flow, that's the moment you're truly in control of your life.

Stay stylish, balance your spending with KBank Cashback Plus card

"Being neat doesn't drain your wallet" - that's not just a slogan but can completely become a lifestyle, a reality if you have a smart financial strategy and the right support tools.

As in Ngoc Ha's case, with the support of the KBank Cashback Plus credit card, she clearly does not have to cut down on her fashion style. On the contrary, she is "restructuring" it in a smarter way, turning each shopping decision into a wise and effective financial move. The KBank Cashback Plus card is that powerful "assistant", helping you confidently assert your style every day while still being financially stable.

Information about special offers:

https://www.kasikornbank.com.vn/VN/personal/card/creditcard/Pages/CreditCard.aspx

Phuong Dung

Source: https://vietnamnet.vn/nghe-thuat-can-bang-giua-phong-cach-va-ngan-sach-chi-tieu-cua-nguoi-tre-2408146.html