The regulation that people with an income of 11 million/month cannot buy social housing is inappropriate.

Discussing in the group on the draft Law on Housing (amended) on the morning of June 5, Deputy Chairman of the National Assembly's Finance and Budget Committee Nguyen Huu Toan said that the draft law is stipulating the condition for buying social housing as " workers and laborers with income not subject to personal income tax " to ensure fairness for low-income people in general, regardless of whether they work in or outside industrial zones.

According to Mr. Toan, this regulation will eliminate a series of cases that also need to enjoy the policy of buying social housing, because people with incomes of more than 10 million VND/month have to pay personal income tax. Not to mention other expenses for family, children's education... then "where will the money to buy a house come from?" Therefore, it is necessary to specify the tax level or higher to not be able to buy social housing.

The regulation that people with an income of 11 million/month cannot buy social housing is inappropriate - 1 — Deputy Chairman of the National Assembly's Finance and Budget Committee Nguyen Huu Toan expressed his opinion on the regulations for purchasing social housing. (Photo: quochoi.vn)

"I think it is necessary to expand the income range, that is, there are people who can still pay personal income tax but they live in big cities like Hanoi and Ho Chi Minh City, where consumption is expensive, while housing prices are high, people do not have enough savings. Therefore, if we make regulations like the draft law, it is not appropriate," delegate Tran Thi Hong Thanh ( Ninh Binh delegation) also analyzed.

She said that the conditions for enjoying support policies for workers, laborers working in industrial zones, civil servants and public employees if applying an additional limit of income not subject to personal income tax is inappropriate.

According to Ms. Thanh, there are cases where people pay taxes but their income is not enough to live on. It is necessary to consider expanding the income range to include this group in order to have policies for workers to have housing and ensure their lives.

In addition, Ms. Thanh said that the current regulations on personal income tax with family deductions are no longer suitable. The regulation of 11 million VND/month and each dependent is 4.4 million VND/month has been maintained since 2020 until now, while consumer goods and living expenses have increased, it will put a lot of pressure on people in spending, especially in big cities, not to mention buying a house.

Therefore, delegate Thanh emphasized, it is not necessary to only apply to people in this category, it is necessary to open up more subjects to increase access to social housing, ensuring more flexibility.

Delegate Ta Thi Yen (Dien Bien Delegation) also recommended that when building the framework, salary table, and income for workers and salaried employees in all economic sectors, it is necessary to calculate the ability to buy/rent social housing.

"I suggest that enterprises developing infrastructure in concentrated industrial zones and clusters and economic zones must definitely have social housing projects to provide accommodation for workers for non-profit purposes. It is even possible to establish a social housing development fund in urban areas with many large-scale concentrated industrial zones and clusters so that enterprises with many workers who do not have accommodation can contribute to the fund to develop social housing for workers," Ms. Yen suggested.

Proposal for the State to regulate social housing prices
Finance Minister Ho Duc Phoc said that currently, there are two forms of social housing: invested by the State or built by enterprises. In the case of social housing projects invested by the State, it is necessary to clearly stipulate that the People's Committee of the province or city has the right to assign the investor to implement. The State will regulate the selling price for those who are eligible to buy social housing.
In the case of enterprises investing in social housing, Mr. Phuc said the State also needs to approve the price. Because enterprises invest capital, but the land is allocated by the State, clean land, without collecting land use fees, the State must control the maximum selling price. Thus, social housing can be sold and rented to the right subjects. Otherwise, it will fall into the "channel" of commercial housing.
" The State must decide on the price of social housing. Projects invested by the State must sell at the right price, while businesses investing must set a maximum price, or ceiling price. When selling at the maximum price, businesses will save more and make a profit ," he said.

Ha Cuong

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