SeABank provides comprehensive financial solutions, accompanying FDI enterprises to exploit opportunities.

The continuous flow of FDI capital into Vietnam affirms that our country is emerging as a 'new stronghold' of multinational corporations. Its strategic location, abundant human resources and open financial environment continue to create advantages that strongly attract international investors.

Vietnam – A “magnet” attracting global FDI flows

In the context of the constantly shifting world economy, Vietnam has emerged as a safe and effective destination for FDI capital flows thanks to its strategic location in the center of Asia - Pacific , at the intersection of important transport routes.

According to information from the General Statistics Office ( Ministry of Finance ), in the first 7 months of 2025, realized FDI capital exceeded 13 billion USD with many large-scale projects. The number of newly registered projects increased by 15.2% over the same period last year, with typical investors coming from countries such as Singapore, China, Sweden and Japan...

Vietnam becomes a bright spot attracting global FDI capital flows.

Vietnam's FDI attraction comes from competitive labor costs and a young workforce that meets the requirements of the global production chain. In addition, the focus on upgrading logistics, transportation and energy infrastructure, along with the Government's active promotion of digital transformation and the building of a modern, transparent and friendly administration, also contributes to promoting the stable growth of FDI capital flows into Vietnam.

Comprehensive financial ecosystem - launching pad for FDI enterprises

The strong increase in international capital flows requires a synchronous financial ecosystem, suitable for the characteristics of FDI enterprises. Along with the Government's investment procedure reforms, the commercial banking system plays an important role in bringing foreign capital into the economy.

Typically, Southeast Asia Commercial Joint Stock Bank (SeABank) has deployed specialized solutions and optimal services, helping FDI enterprises optimize capital flow, manage cash flow effectively, reduce operating costs and increase competitive advantage. The highlight of SeABank's policy is the integrated approach of credit - non-credit, creating conditions for enterprises to manage comprehensive finance, stabilize operations and expand development.

Regarding credit, SeABank implements a flexible guarantee policy to meet the maximum capital needs of customers, with a funding rate of up to 100% of the asset value (depending on the type of collateral). Enterprises can be granted unsecured credit or mortgage debt claims arising from export contracts, letters of credit (LC), including debt claims from parent companies. At the same time, a series of attractive policies such as: granting unsecured overdraft limits of up to 1 billion VND, free overdraft account management, priority privileges to participate in preferential loan interest rate programs... are also implemented by SeABank with the goal of optimizing capital flow, sustainably accompanying the production and business activities of enterprises.

Along with credit, SeABank offers many non-credit financial incentives to support FDI enterprises in optimizing costs, effectively managing cash flow, and meeting specific, daily needs. Accordingly, enterprises are exempted from domestic payment services, payroll services; supported in the capital account opening process; and enjoy the policy of exempting/reducing fees for opening beautiful account numbers. FDI enterprises can also take advantage of SeABank's modern e-banking system for enterprises, including SeANet/SeAMobile Biz, SMS Banking and Email Banking, ensuring safe, transparent and convenient transactions without registration fees or service fees.

In addition, SeABank issues corporate debit/credit cards with a policy of free issuance and long-term annual fee exemption for up to 5 years. The bank also applies a series of attractive service incentives such as: a maximum 100% reduction in international money transfer fees for both outgoing and incoming money transfer transactions; a maximum 50% reduction in fees for trade finance transactions, guarantees, etc.

Notably, SeABank's competitive deposit interest rate policy helps businesses optimize idle capital and enhance their advantages in the context of global economic fluctuations.

SeABank provides specialized financial solutions and optimal services to help FDI enterprises manage cash flow effectively.

Through the harmonious combination of credit and non-credit policies, SeABank creates a comprehensive and specialized financial ecosystem, meeting the maximum needs of FDI enterprises. This is the foundation for the Bank to become a trusted partner of FDI enterprises, accompanying optimal financial management to empower enterprises to break through and grow. SeABank's efforts to support FDI enterprises also contribute to increasing the attractiveness of the domestic investment environment, aiming to promote the economy.

Expanding connections, sustainable companionship with FDI enterprises

Not stopping at financial solutions, SeABank is constantly expanding its support for FDI enterprises through non-financial programs. Notably, the Bank has implemented the Collaborator program (CTV) to expand the FDI customer connection network. With a transparent commission policy, CTV can receive up to 15 million VND/customer (unlimited number) when successfully introducing customers to open accounts and generate valid transactions. CTVs who regularly maintain 3 FDI customers/month for 3 consecutive months will receive an additional 5 million VND in loyalty bonuses (periodically evaluated every 3 months). This is a flexible approach that both helps SeABank expand its customer network and brings practical benefits to its partners.

FDI customer referral program with many attractive rewards

The continuous growth of FDI capital has affirmed the attractiveness of Vietnam as a strategic investment destination. In the role of a capital bridge, SeABank constantly creates a comprehensive financial ecosystem with flexible and specialized financial solutions, along with non-financial support to help FDI enterprises operate effectively, break through integration and develop sustainably. By combining macroeconomic advantages with preferential policies and services, investment environment and banking solutions, SeABank has become a reliable partner of FDI enterprises on the development journey, gradually affirming its solid position in the capital market, making an important contribution to affirming Vietnam's position on the international investment map.

Source: https://www.seabank.com.vn/tin-tuc/tin-seabank/news/seabank-cung-cap-giai-phap-tai-chinh-toan-dien-dong-hanh-cung-doanh-nghiep-fdi-khai-pha-co-hoi