Promote business digital transformation with MB Visa Hi BIZ

MB launches MB Visa Hi BIZ multi-purpose corporate card.

According to MB research, 40% of SMEs are concerned about expense reconciliation and invoice management, while most importers face obstacles with international payment methods that take 3-5 days and require multiple documents. At the same time, business operating costs in the first 9 months of 2025 increased by 5.8-7.2% depending on the industry. These figures show the urgent need for a digital financial solution that is both flexible and cost-effective.

MB Visa Hi BIZ is designed as a multi-purpose corporate card, capable of integrating two sources of funds including credit cards and debit cards, providing maximum flexibility in corporate spending. Instead of having to manage multiple types of cards or manually process reconciliation documents, businesses can control all spending centrally on the BIZ MBBank digital ecosystem, where all transactions are synchronized in real time and decentralized by department, employee or purpose of use.

Mr. Tran Hai Ha - Director of Large Customer Block answered at the event.

The highlight of the new version is the refund policy of up to 30 million VND per year, focusing on four essential spending groups: online advertising, business travel, hospitality, travel and management software. These are areas that account for a large proportion of SME budgets, especially when 79.2% of businesses expect to increase marketing costs in 2025 (according to Vietnam Report). With the strong advertising trend on Facebook, Google or TikTok, the 2.5% refund program for advertising spending is expected to help businesses significantly optimize their communication budget.

In addition, the foreign exchange conversion fee of only 1.2% is also one of the competitive advantages of the MB Visa Hi BIZ card, helping businesses save costs in international transactions. One of the new breakthroughs is that MB integrates the Global Trade Payment Platform (GTPP) into the corporate card. This is a platform developed by Visa and KOTRA, allowing Vietnamese businesses to pay directly to Korean partners using the MB Visa Hi BIZ card, with processing time within the same day instead of 3-5 days like traditional money transfer methods.

MB and VISA representatives took photos at the event

The GTPP system not only helps shorten transaction times but also standardizes cross-border payment processes, especially suitable for SMEs with import transactions but lacking resources to handle complex procedures. KOTRA representatives assessed that the standardization of Vietnam-Korea payments will create favorable conditions for the two markets to continue expanding the scale of trade, which has reached more than 80 billion USD in 2024.
In October 2025, MB was honored by Visa with two important awards: “Pioneering innovative bank promoting corporate cards” and “Pioneering bank in B2B payment solutions for SMEs”. This is considered a clear recognition of MB's strong and consistent digital transformation strategy over the years.

Mr. Nguyen Xuan Cuong - Deputy Director of MB Digital Banking.

According to Mr. Nguyen Xuan Cuong - Deputy Director of MB Digital Banking, MB Visa Hi BIZ card is not simply a payment method, but a "one-touch financial tool" that helps businesses manage spending based on data. When cash flow is transparent and recorded in real time, budget-related decisions become more accurate and efficient.

MB Visa Hi BIZ card for businesses.

With a minimalist design, integrated two sources of money, attractive cashback rates, competitive foreign currency fees and cross-border B2B payment capabilities, MB Visa Hi BIZ is expected to become a “must-have” corporate card for Vietnamese businesses in the era of smart governance.

Currently, MB is issuing the product for free and the first year annual fee is free. Businesses can register via the MBBank website, hotline MB247 (1900 9045), BIZ Helper or at MB branches nationwide.

Source: https://baokhanhhoa.vn/kinh-te/tai-chinh-ngan-hang/202511/thuc-day-chuyen-doi-so-doanh-nghiep-voi-mb-visa-hi-biz-dbd7fc1/