PVcomBank's interest rate is currently the highest in the market, up to 9.5% for a 12-month term with a minimum deposit of VND2,000 billion. Under normal conditions, PVcomBank lists the highest 12-month interest rate at 5.1% when customers deposit money online and 4.8% when depositing money at the counter.
Next is HDBank with a fairly high interest rate - 7.7% for a 12-month term, with a minimum balance of VND500 billion. Under normal conditions, HDBank lists the highest 12-month interest rate at 5.5% when customers deposit money online and 5.4% when depositing money at the counter.
MSB currently offers a special interest rate of 7.0%/year to customers with newly opened savings books or savings books opened from January 1, 2018, automatically renewed with a deposit term of 12 months, 13 months and a deposit amount of VND 500 billion or more.
Cake by VPBank is listing the highest interest rate for a 12-month term at 6%/year when customers receive interest at the end of the term. Customers receiving interest monthly and quarterly receive interest rates of 5.65% and 5.68%, respectively. The highest interest rate listed by Cake by VPBank is 6.1% when customers deposit for 24 - 36 months.
BacABank is listing the highest interest rate for a 12-month term at 5.9%/year when customers receive interest at the end of the term. Customers receiving interest in advance, monthly and quarterly will receive interest rates of 5.75% and 5.8%/year, respectively.
NCB is listing the highest interest rate for a 12-month term at 5.8%/year when customers deposit savings at An Phu, receiving interest at the end of the term. Customers depositing traditional savings receive the highest interest rate at 5.7%/year.
How much interest do you receive if you save 1 billion VND for 12 months?
You can refer to the interest calculation method to know how much interest you will receive after saving. To calculate interest, you can apply the formula:
Interest = deposit x interest rate %/12 x number of months of deposit.
For example, you deposit 1 billion VND in Bank A, for a term of 12 months and enjoy an interest rate of 6%/year, the interest received is as follows:
1 billion VND x 6%/12 x 12 = 60 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more information about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/top-ngan-hang-co-lai-suat-cao-khi-gui-tiet-kiem-12-thang-1395505.ldo
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