According to VietNamNet statistics, in June, up to 23 commercial banks increased deposit interest rates, including: VietinBank, TPBank, VIB, GPBank, BaoViet Bank, LPBank, Nam A Bank, OceanBank, ABBank, Bac A Bank, MSB, MB, Eximbank, OCB, BVBank, NCB, VietBank, VietA Bank, VPBank, PGBank, Techcombank, ACB and SHB .

Notably, 12 banks adjusted their interest rates up twice. Eximbank increased its deposit interest rates three times but reduced its 15-36 month deposit rates by 0.1% per year.

After many banks adjusted their deposit interest rates upward, 6%/year was listed for some terms. At ABBank, customers depositing for a 12-month term will receive an interest rate of 6%/year. Meanwhile, at OCB , only 36-month terms have this interest rate.

The deposit interest rate of 6.1%/year appears more often on the list of banks. At NCB, the terms of 18, 24, 36 months all have interest rates of 6.1%/year. Similarly, at Oceanbank, the terms of 18, 24, 36 months also have this interest rate.

HDBank listed an interest rate of 6.1%/year for an 18-month term, which is also the highest interest rate of this bank. Meanwhile, at SHB, customers must deposit for a 36-month term to enjoy an interest rate of 6.1%/year.

Lower interest rates, 5.8%/year, are recorded at BaoViet Bank and PGBank for 18-month term deposits and 5.9%/year for 24-36-month terms; BVBank, MB, GPBank, Saigonbank, VietA Bank, VietBank, SeABank apply for 24-36-month terms.

Interest rates on 6-8 month term deposits have begun to exceed 5%/year. Some banks that are listing this interest rate include: ABBank (5.6%/year), NCB (5.25%/year), and Nam A Bank (5.15%/year).

Some banks continue to maintain special interest rate policies with significant differences compared to normal interest rates.

The special interest rate at HDBank is 7.7%/year, applied to 12-month term deposits with balances of VND500 billion or more, and 8.1%/year applied to 13-month term deposits with balances of VND500 billion or more.

The special interest rate at DongABank is 7.5%/year for customers making term deposits of 13 months or more with a deposit amount of 200 billion VND or more.

ACB is also applying special interest rates of 5.7% (monthly interest) and 5.9%/year (end-of-term interest) for customers with deposit balances of VND200 billion or more and a term of 13 months.

The special interest rate at MSB is 7%/year, applied to deposits from 500 billion VND and a term of 12-13 months.

PVCombank is a bank with a special interest rate policy of up to 9.5%/year (the highest rate on the market today) for 12 and 13-month term deposits, the deposit amount must be from 2,000 billion VND.

HIGHEST DEPOSITS INTEREST RATES (6-36 MONTHS) AT BANKS ON JUNE 28 (%/YEAR)
BANK 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS 24 MONTHS 36 MONTHS
AGRIBANK 3 3 4.7 4.7 4.7 4.7
BIDV 3.3 3.3 4.7 4.7 4.8 4.8
VIETINBANK 3.3 3.3 3.3 3.3 5 5
VIETCOMBANK 2.9 2.9 4.6 4.6 4.7 4.7
ABBANK 5.6 5.8 6 5.7 5.7 5.7
ACB 3.9 4 4.7 4.7
BAC A BANK 4.9 5 5.5 5.6 5.6 5.6
BAOVIETBANK 4.9 5 5.5 5.8 5.9 5.9
BVBANK 4.9 5.05 5.6 5.8 5.8 5.8
CBBANK 5.15 5.1 5.3 5.55 5.55 5.55
DONG A BANK 4 4.2 4.5 4.7 4.7 4.7
EXIMBANK 4.5 4.5 5 5.1 5.2 5.2
GPBANK 4.85 5.2 5.75 5.85 5.85 5.85
HDBANK 4.9 4.7 5.5 6.1 5.5 5.5
KIENLONGBANK 4.7 5 5.2 5.5 5.5 5.5
LPBANK 4.7 4.8 5.1 5.6 5.6 5.6
MB 4.2 4.3 5 4.9 5.8 5.8
MSB 4.6 4.6 5.4 5.4 5.4 5.4
NAM A BANK 4.6 5.1 5.4 5.7 5.7 5.7
NCB 5.25 5.45 5.6 6.1 6.1 6.1
OCB 4.9 5 5.2 5.4 5.8 6
OCEANBANK 4.8 4.9 5.5 6.1 6.1 6.1
PGBANK 4.5 4.5 5.3 5.8 5.9 5.9
PVCOMBANK 4.3 4.3 4.8 5.5 5.5 5.5
SACOMBANK 4 4.1 4.9 5.1 5.2 5.4
SAIGONBANK 3.8 4.1 5 5.6 5.7 5.8
SCB 2.9 2.9 3.7 3.9 3.9 3.9
SEABANK 3.6 3.8 4.45 5 5.8 5.8
SHB 4.7 4.8 5.2 5.5 5.8 6.1
TECHCOMBANK 4.25 4.25 4.95 4.95 4.95 4.95
TPBANK 4.5 5.2 5.4 5.7 5.7
VIB 4.3 4.4 4.9 5.1 5.1
VIET A BANK 4.8 4.8 5.4 5.7 5.8 5.8
VIETBANK 4.6 4.6 5.2 5.8 5.8 5.8
VPBANK 4.7 4.7 5.2 5.2 5.6 5.6