With 3 billion VND, should I buy an apartment or a house?

Many experts explain that families with this amount of money mainly want to buy a house to live in, settle down, and stabilize their lives, so choosing to buy an apartment and move in without additional costs (or if there are any, very little) will be the most suitable.

If you use this money to buy land or a house in an alley, it will only be enough to buy land or buy a small house in a deep alley.

In addition, with this amount of money, there are many suitable apartments for you to choose from. With the current price of new apartments, 3 billion can buy a large apartment of 90 - 100m2 in an area far from the center or can buy a small apartment of about 50 - 60m2 in the inner city area.

With 3 billion VND, should I buy an apartment or a house? - 1 — With 3 billion VND, customers should choose to buy an apartment instead of a house. (Illustration: Cong Hieu)

Therefore, to be able to buy an apartment in the inner city, with an area of about 70 - 80m2, you should choose to buy a used apartment. You should also only buy it for about 2.8 billion VND. The remaining 200 million VND, you can use to renovate the apartment, decorate it more beautifully and then move in.

Areas with apartments priced at 2.8 billion VND with 2 bedrooms, 2 bathrooms in the inner city, you can choose to buy in Minh Khai area (Hai Ba Trung), Nguyen Trai (Thanh Xuan)... These areas all have a dense population, developed infrastructure system and house prices suitable for financial conditions of 3 billion VND.

According to experts, living in apartment buildings is becoming a trend nowadays because of the convenience for living and working. Most apartment projects are often located in convenient locations, close to schools, hospitals, etc.

In addition, choosing an apartment always has many other amenities and services such as swimming pools, parking lots, supermarkets, gyms, etc., thereby improving the material and spiritual life of residents.

High security and safety: In apartment buildings there is always a security team working 24/7, so security and safety are always guaranteed.

Reasonable payment policy: Most investors today have payment support policies for home buyers. Therefore, the financial pressure when buying an apartment will certainly be much lighter than choosing a house on the ground.

Meanwhile, land and houses are often much more expensive than apartments. With 3 billion VND, customers can only buy land or a house and land with a small area, located deep in the alley.

Even if you want to buy a house at an affordable price, you have to accept that the house is far from the center and the traffic is not convenient.

Besides, compared to apartments, private houses are less safe because there is usually no security or management. Therefore, when you work far away or on a long-term business trip, it is difficult to feel secure.

Choosing a private home sometimes forces you to accept being far from the center and that conditions or amenities such as schools, hospitals, etc. are not adequate.

Even the traffic is hindered, the people's educational level is not uniform, making daily life and children'seducation quite difficult.

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