Immediately after Decision No. 22 took effect, the Quang Ninh District Social Policy Bank's Transaction Office coordinated with relevant agencies to focus on reviewing cases of loan beneficiaries in localities. The subjects eligible for loans under Decision No. 22 are those who have completed their prison sentences and reside in the locality, comply with the provisions of the law, do not participate in social evils, the maximum period from the completion of the prison sentence to the time of borrowing is 5 years; are production and business establishments established and operating legally in accordance with the provisions of law, employing at least 10% of the total workforce who have completed their prison sentences.
The Transaction Office of the Social Policy Bank of Quang Ninh district promptly transfers preferential capital to the people. |
For loans for vocational training and apprenticeship, the maximum loan amount is 4 million VND/person/month; for loans for production, business, and job creation, the maximum is 100 million VND/person. For production and business establishments, the maximum loan amount is 2 billion VND/project and not more than 100 million VND/worker at the production and business establishment. The loan interest rate is equal to the loan interest rate for poor households prescribed for each period.
Director of the Quang Ninh District Social Policy Bank Transaction Office Nguyen Tuan Ngoc said that the loan program for those who have completed their prison sentences and returned to their localities is a humane policy that helps them have more opportunities to reintegrate into the community. The District Social Policy Bank Transaction Office has coordinated with local authorities and entrusted socio-political organizations to effectively disseminate preferential credit policies to beneficiaries according to regulations, including those who have completed their prison sentences. In addition, the Transaction Office also coordinated with the People's Committees at the commune level, entrusted socio-political organizations, and heads of savings and loan groups to continue reviewing the list of beneficiaries, households in need and eligible for loans, providing guidance on loan application procedures and loan disbursement according to regulations.
Through socio-political organizations, capital has reached those who have completed their prison sentences in a timely manner; many people have used the capital for production, business, animal husbandry, farming, etc., bringing in a stable source of income. This preferential loan source has contributed to creating conditions for those who have completed their prison sentences to have jobs to become useful people for their families and society; production and business establishments have more conditions and motivation to create jobs for those who have completed their prison sentences, thereby creating material wealth, contributing to the socio -economic development of the locality.
Since the implementation of Decision No. 22, the Quang Ninh District Social Policy Bank has disbursed loans to 29 cases with a total amount of nearly 2.5 billion VND. On average, each case after completing the prison sentence is able to borrow an amount of 50-100 million VND to build models of livestock breeding, cultivation, service business... |
After returning from prison, Ha Quang Hien, from Truong Nien village, Ham Ninh commune, has not been able to find a suitable job. Many plans have been left unfinished due to lack of capital for production. Knowing that there is a credit program for people who have completed their prison sentences and with the support of the local government, his family borrowed 100 million VND to start a business raising shrimp.
“I have no capital, finding a freelance job is not easy because there are many difficulties. Thanks to the local government and the People's Credit Fund, which trusted and created conditions for my family to borrow money, I have a stable job. Up to now, my 3 shrimp ponds have developed well and gradually have a stable income. Although it is not much, knowing how to save is enough to spend and gradually pay back the loan capital,” Mr. Hien shared.
According to Nguyen Tuan Ngoc, Director of the Social Policy Bank of Quang Ninh District, people who return to their hometown after completing their prison sentences often have difficult circumstances and are unemployed. If there are no measures to reform and educate them to become good people and do useful work for their families and society, the risk of reoffending is very high. Therefore, in addition to spiritual support and legal aid, providing preferential capital for people who have completed their prison sentences to participate in vocational training and create their own jobs is an important solution to help them reintegrate into the community. At the same time, this policy will encourage businesses, production and business establishments that employ people who have completed their prison sentences to access preferential capital, develop production scale, thereby creating more jobs for society.
In order for this policy to be effective, the Quang Ninh District Social Policy Bank Transaction Office will continue to coordinate with local authorities, the Police, and socio-political organizations to effectively implement the program, provide guidance on procedures according to regulations, create conditions for people who have completed their prison sentences to access loans; and promote propaganda to spread this policy in the community.
Lan Chi
Source: https://baoquangbinh.vn/kinh-te/202506/diem-tua-de-nguoi-lam-lo-tai-hoa-nhap-cong-dong-2226761/
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