VinBigdata's Vizone Access solution has received global certification.

Combining facial biometric data authentication with the Vizone Access solution, which integrates live entity verification technology (developed by VinBigdata Company), when conducting online transactions, customers will be maximally protected against sophisticated identity spoofing methods and save time in performing transactions. Maximum user protection with 0% error rate technology. After nearly a month of implementation, facial biometric data authentication for online banking transfers or top-ups to e-wallets of 10 million VND or more has received much support from users due to its high security. However, there are still many cases reporting that facial authentication on some banking applications is still easily "bypassed" by authentication methods using photos already available on phones and tablets...

“I tried transferring money through two banking apps. At the verification step, instead of scanning my face, I used a selfie photo already on my phone. Only one bank reported an error; the other allowed the transfer normally. Many of my acquaintances have also encountered similar situations,” shared HT Kien, a construction engineer in Hanoi .

Vizone Access solution is certified by iBeta for its ability to identify real people and detect identity fraud.

Explaining this issue, Dr. Nguyen Quy Ha - Director of the Image Analysis Technology Division at VinBigdata ( part of Vingroup ) said: “Some facial authentication solutions can be bypassed by images, videos , masks, or deepfakes if they do not integrate liveness detection technology. This technology helps identify real users, detect fraudulent cases, send alerts to the system, and disable suspicious transactions.” As one of the pioneering units in researching and developing AI products using computer vision in Vietnam , VinBigdata has perfected the Vizone Access solution, integrating liveness detection technology, focusing on facial recognition and anti-fraud. Thanks to the integration of next-generation eKYC (Electronic Know Your Customer) technology, this solution easily detects fraud cases using printed or digital portrait photos, edited or pre-made videos of people, etc. With its ability to provide maximum user protection, this solution also recently received global certification for its ability to identify real people and detect identity fraud in Q2/2024. Specifically, Vizone Access passed iBeta's Presentation Attack Detection (PAD) Level 1 test according to ISO/IEC 30107-3 standards, a rigorous process requiring high data quality and technical expertise. “VinBigdata has dedicated significant resources to training and testing the recognition capabilities on tens of thousands of facial samples [VMNV(BB1]. As a result, the error rate in identifying real people and detecting impersonation of Vizone Access is rated at 0% by iBeta, meaning we don't miss any impersonation cases and, conversely, we don't mistakenly identify any real users as fake faces,” emphasized Dr. Nguyen Quy Ha. In addition to iBeta's certification, Vizone Access also meets the evaluation criteria of the US National Institute of Standards and Technology (NIST), becoming one of the few “made in Vietnam” facial recognition solutions to be ranked by this organization. Up to 80% reduction in identity verification time. Not only does it ensure maximum security for customers, the new generation eKYC technology also makes information verification simpler and more convenient for users. Currently, the identity verification process, especially the face scanning and card reading steps, is streamlined. The use of chip-embedded national identity cards for information verification is not yet truly convenient for many people. This significantly impacts operations and customer experience development at businesses providing banking and financial services. VinBigdata's eKYC solution can help businesses save up to 80% of customer identification time compared to traditional methods, while preventing 99% of common identity fraud cases and enhancing customer experience.

Users only need 1 second to verify their face with the next-generation eKYC technology developed by VinBigdata.

Specifically, according to Dr. Nguyen Quy Ha, with Passive Liveness Detection technology, users only need 1 second to take a selfie to verify their face, without needing to perform many complicated steps. Furthermore, the solution will identify users through five common types of personal identification documents, including: identity cards, citizen identification cards (with and without chips), and passports (with and without chips). Of these, chip-embedded documents can be authenticated in two ways: traditional optical character recognition (OCR) technology and NFC technology, with a processing speed of less than 3 seconds. Beyond customer identification, VinBigdata's facial recognition technology is also applied in many domestic and international businesses to control access to specialized areas, track employee attendance, identify VIP guests, and detect suspicious individuals in buildings and urban areas. To further upgrade and improve the product, VinBigdata is currently optimizing its algorithms to soon achieve Level 2 anti-fraud certification, with the ability to detect deepfake videos, silicone masks, etc., thereby thoroughly preventing sophisticated identity fraud and protecting users from high-tech crime.

iBeta is a member of the FIDO (Fast Identity Online Alliance) association. It is also the only organization accredited by the National Institute of Standards and Technology (NIST) in the United States for its evaluation criteria. In addition to the international ISO/IEC 30107-3 standard, iBeta incorporates many other rigorous standards to validate facial biometric solutions, delivering the most objective and accurate results.

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Source: https://vov.vn/doanh-nghiep/doanh-nghiep-24h/giai-phap-vizone-access-cua-vinbigdata-dat-chung-chi-toan-cau-post1111070.vov