HDBank achieved a 9-month profit of more than 14,800 billion VND, leading in profitability, dividend and bonus shares by up to 30%.

VTV.vn - HDBank achieved consolidated pre-tax profit in the first 9 months of 2025 of more than VND 14,800 billion, up 17% over the same period; continuing to lead the system with ROE 25.2% and ROA 2.1%.

As of September 30, 2025, HDBank 's total assets reached VND782,000 billion (+12.1% compared to the beginning of the year); outstanding credit increased by 22.6%, focusing on priority areas and essential production and business. The bad debt ratio was at 1.97% individually, while CAR Basel II reached 15%, among the highest in the market.

The very positive trend is that non-interest income reached VND 5,366 billion, up 178.6%, thanks to a strong digitalization strategy and revenue diversification. Transactions via digital channels increased by 47%, accounting for 94% of total transactions, helping CIR decrease to 25.7% - one of the lowest levels in the industry. HDBank currently serves more than 20 million customers, affirming its position as a modern, friendly bank with sustainable growth.

HDBank leaders visit and work at the London Stock Exchange

Member units also recorded positive results:

- HD SAISON achieved 1,100 billion VND in profit, ROE 24.4%, maintaining its leading position in consumer finance.

- HD Securities achieved 614 billion VND in profit, up 30%, keeping the Top 1 ROE in the industry.

- Vikki Bank has started making a profit after 7 months of transformation, attracting more than 1.3 million new customers and launching the Vikki Café model - a new generation branch that offers customers a special and unique experience.

Notably, HDBank is seeking shareholders' opinions on the plan to pay dividends and bonus shares in 2025 at a total rate of 30% (including 25% stock dividends and 5% bonus shares), continuing to maintain a high and continuous payment policy over the years.

According to the revised Decree 69, the foreign ownership ratio at HDBank has been increased to 49%, expanding the room to attract foreign capital and increasing liquidity in stock trading on the market.

During the official visit to the United Kingdom of Great Britain and Northern Ireland by General Secretary To Lam , the London Stock Exchange ("LSE") discussed a Memorandum of Understanding ("MOU") to establish a framework for cooperation and support for HDBank to promote listing opportunities, raise international capital for HDBank, its member businesses and customers, and expand promotion and access to global investors through the London capital market.

With outstanding profitability, attractive dividend policy, clear digitalization and international integration strategy, HDBank is expected to continue to maintain double-digit growth momentum, consolidating its position in the group of banks with the highest profitability in Vietnam.

Source: https://vtv.vn/hdbank-dat-loi-nhuan-9-thang-hon-14800-ty-dong-dan-dau-ty-suat-sinh-loi-chia-co-tuc-va-co-phieu-thuong-den-30-100251031084310165.htm