Awakening the will to get rich from Agribank capital

BPO - In the fertile red basalt land of Binh Phuoc province, considered the "capital" of cashew, rubber and pepper, true and inspiring stories of getting rich are being written every day. What is special is that behind these tireless efforts, there is the silent but persistent companionship of the Bank for Agriculture and Rural Development, Binh Phuoc branch (Agribank Binh Phuoc), which has been "giving wings" to thousands of households to get rich right on their homeland.

Banks are more than just places to deposit money.

For a long time, Agribank has not only been a place where people trust to entrust their assets but also a “midwife” for dreams of starting a business and getting rich. As a leading commercial bank in the field of investment in agriculture and rural areas, Agribank Binh Phuoc has effectively implemented a series of preferential credit programs, creating favorable conditions for thousands of farmers, cooperatives and businesses to access capital.

Agribank has supported funding to build 8 charity houses in 2024 for households with housing difficulties in Phuoc Long town.

Mr. Nguyen Van Tinh in Tan Lap commune, Dong Phu district is one of the living proofs of the effectiveness of Agribank capital. Previously, Mr. Tinh only had a few sao of cashew, his life was lacking, but thanks to a loan of 1.3 billion VND under the agricultural and rural development credit program with preferential interest rates from Agribank, he invested in a closed duck farm on an area of ^​​840m2 of the cashew garden. With a stocking density of 7 ducks/ ^m2 , according to Mr. Tinh, the cost of buying ducks and food is about 500 million VND. After 45 days, the flock of ducks will be sold at a price ranging from 37-40 thousand VND/kg, bringing in a profit of more than 150 million VND.

The duck farming model brings high economic efficiency to the family of Mr. Nguyen Van Tinh, Tan Lap commune, Dong Phu district.

Mr. Tinh said: “From my family's capital and additional loans from Agribank Binh Phuoc, I have been determined to invest in raising ducks since April 2023. Each batch of ducks brings high economic efficiency compared to other crops. The duck raising model is very simple and easy to care for, however, it requires capital to invest in barns, breeds, food and Agribank's capital has helped my family develop a better economy on our land."

Ms. Nguyen Thi Lanh in Phu Son commune, Bu Dang district, established a business in the agricultural sector and was lent 4 billion VND by the Agribank branch in Bu Dang district. With the loan and her family's capital, Ms. Lanh purchases seasonal agricultural products produced by local people. At the same time, she gives people advance money before the season to buy agricultural materials, take care of crops, etc.

Coffee was purchased by Ms. Nguyen Thi Lanh in Phu Son commune, Bu Dang district from farmers to prepare for export to export enterprises.

Ms. Lanh said: “For the business of purchasing agricultural products, family capital is not enough, thanks to the timely disbursement of capital from Agribank, I can “buy retail, accumulate large amounts” for sale. With money, I make the most of it and buy at high prices for farmers. At the same time, timely advance money for farmers to buy agricultural materials to cultivate crops before the season… The enterprise is grateful for the timely capital support from the bank and hopes to access more capital to expand its business.”

From each farmer household to young enterprises, from remote areas to the development center, Agribank Binh Phuoc capital has been spreading the spirit of self-reliance, self-improvement, turning ideas into reality, turning aspirations into achievements. Not simply a credit activity, this is the way the bank fulfills its social responsibility, contributing to the construction of new rural areas and sustainable local economic development.

Light the fire of faith, spread the will to get rich

With a network of 10 type II branches and 5 transaction offices, the staff of Agribank Binh Phuoc does not mind the difficulties, regularly going down to villages and hamlets to advise and guide people in making loan plans, how to use capital effectively and repay debts on time.

Agribank capital is the driving force in the development of "three farmers" - In the photo: People come to transact at Agribank branch in Dong Phu district

In the context that many rural areas still have difficulty accessing formal credit capital, Agribank Binh Phuoc has become a trusted address. As of the end of May 2025, the branch's total outstanding loans reached more than VND 25,500 billion, out of a total capital of more than VND 11,000 billion, of which more than 70% focused on the agricultural and rural sectors. Thousands of production and livestock models, high-tech agricultural cooperatives, and enterprises have been born and developed from this capital source. More importantly, it has created stable jobs for thousands of workers in the area.

Deputy Director of Agribank Binh Phuoc Nguyen Thanh Tam said: “We identify supporting people to access policy credit as a key task. Therefore, in addition to simplifying procedures and shortening disbursement time, we also closely coordinate with local authorities and mass organizations to ensure that capital reaches the right people and the right targets. In the coming time, Agribank Binh Phuoc will continue to expand credit scale, promote digital transformation in banking activities. At the same time, build specialized financial product packages suitable for each customer group, from farmers to small and medium enterprises. That is the way to light up more dreams of getting rich, arouse the inner strength and will to rise in each Binh Phuoc citizen”.

People increasingly trust Agribank loans to develop production.

In the journey of building a modern, sustainable agriculture, the role of credit capital is extremely important. Agribank Binh Phuoc, with its dedication and responsibility, is proving that "with just faith, determination and a little bit of timely motivation, anyone can get rich on their own homeland".

Source: https://baobinhphuoc.com.vn/news/4/174188/khoi-day-y-chi-lam-giau-tu-von-agribank