Bank interest rates today 5/23/2025: 'Mr...

Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) has just adjusted down its counter deposit interest rates , with a uniform reduction of 0.1%/year, while the online deposit interest rate is kept unchanged by this bank.

According to the interest rate table at the counter applied to deposit accounts under 3 billion VND, the interest rate for 1-month term is reduced to 3.6%/year, the interest rate for terms from 2-5 months is reduced to 3.7%/year.

Interest rates at the counter for terms from 6-11 months after decreasing by 0.1%/year to 4.6%/year; while interest rates for terms from 12-15 months are 5.1%/year and terms from 24-36 months are 5.2%/year.

VPBank applies a tiered interest rate policy for depositors.

Accordingly, interest rates increase gradually according to deposit levels: from 3 billion VND to under 10 billion VND; from 10 billion VND to under 50 billion VND and from 50 billion VND or more.

Specifically, the savings interest rate at the counter applied to deposit accounts from 3 billion VND to under 10 billion VND, with a term of 1-18 months, is equal to the interest rate applied to deposit accounts under 3 billion VND, from 3.6% - 5.1% / year, respectively as the above interest rates.

However, the interest rate for 24-36 month savings is 5.3%/year, 0.1%/year higher than the interest rate for deposit accounts under 3 billion VND.

The interest rate for savings at the counter applied to deposit accounts from 10 billion to 50 billion VND and deposit accounts from 50 billion VND or more is 0.1% and 0.2% higher per year, respectively, depending on the term.

Specifically, for deposit accounts from 10 to under 50 billion VND, the bank interest rate for a 1-month term is 3.7%/year; for a 2-5 month term is 3.8%/year; for a 6-11 month term is 4.7%/year; for a 12-18 month term is 5.2%/year and for a 24-36 month term is 5.4%/year.

For deposit accounts over 50 billion VND, the interest rate for 1-month term deposits is 3.8%/year; 2-5 month term 3.9%/year; 6-11 month term 4.8%/year.

Meanwhile, the interest rate for deposits with terms from 12-36 months is equal to the interest rate applied to deposits from 10-50 billion VND, from 5.2%-5.4%/year.

By keeping the online deposit interest rate unchanged, the highest deposit interest rate at VPBank is 5.6%/year applied for a term of 24-36 months with a deposit balance of 10 billion VND or more.

Notably, VPBank continues to apply the policy of giving additional interest rates to customers in the Private segment. For deposits with a minimum term of 1 month for all deposit products, customers will receive an additional 0.1%/year interest rate when depositing from 100 million VND to less than 500 million VND and receive an additional 0.3%/year interest rate when saving from 500 million VND or more.

Thus, the highest interest rate at the counter when depositing money at VPBank can be up to 5.7%/year and the highest online interest rate is 5.9%/year.

Previously, in early April 2025, VPBank reduced savings interest rates by 0.1-0.2%/year for terms from 1-36 months.

VPBank is the fourth bank to reduce deposit interest rates since the beginning of May, along with MB, GPBank and Eximbank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON MAY 23, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.9	4.2	5.35	5.45	5.7	6
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.1	5.6
GPBANK	3.75	3.85	5.55	5.65	5.85	5.85
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.4	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
VPBANK	3.6	3.8	4.7	4.7	5.2	5.2