Bank interest rates today July 24, 2025, since the beginning of July, 6 banks have announced adjustments to deposit interest rates, of which 3 banks have adjusted to increase interest rates.
According to the latest reports of credit institutions and foreign bank branches through the statistical reporting system of the State Bank, the transaction turnover in the interbank market during the week from July 14-18 in VND reached approximately VND 2,601,989 billion, an average of VND 520,398 billion/day, an increase of VND 4,039 billion/day compared to the previous week.
USD transaction turnover converted to VND during the week reached about 501,355 billion VND, an average of 100,271 billion VND/day, an increase of 15,781 billion VND/day compared to the previous week.
By term, VND transactions mainly focus on overnight term (93% of total VND transaction turnover) and 1-week term (3% of total VND transaction turnover).
For USD trading, the tenors with the largest turnover are overnight and 1-week tenors with proportions of 84% and 11% respectively.
Regarding average interest rates, for transactions in VND, average bank interest rates tend to increase in most key terms compared to last week.
Specifically, the average interest rates for overnight, 1-week and 1-month terms increased by 0.4%/year, 0.33%/year and 0.06%/year to 4.95%/year, 4.90%/year and 4.62%/year, respectively.
For USD transactions, average interest rates tend to fluctuate slightly compared to last week.
Specifically, the average overnight interest rate remained unchanged from last week and remained at 4.3%/year. The average 1-week interest rate decreased slightly by 0.01%/year to 4.31%/year, while the average 1-month interest rate increased slightly by 0.02%/year to 4.41%/year.
During the week of July 14-18, the exchange rate tended to increase. On July 14, the USD/VND buying and selling rates listed at Vietcombank at the end of the day were 25,930/26,290 VND/USD, unchanged from the exchange rate at the end of the previous working day of the week (July 11).
At the end of July 18, the listed exchange rate was at 25,980/26,340 VND/USD, an increase of 50 VND/USD compared to the exchange rate on July 14.
Regarding interest rates at commercial banks, there are still no records of any banks adjusting interest rates today (July 24).
According to statistics from the beginning of July until now, 3 banks have increased deposit interest rates, including: Digital Foreign Trade Bank (VCBNeo) increased by 0.2%/year for terms of 1-7 months; Vietnam Prosperity Joint Stock Commercial Bank (VPBank) increased by 0.1%/year for terms of 1-36 months; Vietnam Technological and Commercial Joint Stock Bank ( Techcombank ) increased by 0.1-0.2%/year for terms of 1-36 months.
On the contrary, Bac A Commercial Joint Stock Bank ( Bac A Bank ) reduced deposit interest rates by 0.1%/year for terms from 1-36 months.
Vietnam International Commercial Joint Stock Bank (VIB) reduced 0.1%/year interest rate for 36-month term deposits at the counter from 1 billion VND to under 5 billion VND.
Bao Viet Commercial Joint Stock Bank (BaoViet Bank) has adjusted its savings interest rates down by 0.15-0.2%/year for terms of 6-13 months.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON JULY 24, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.8 | 4.8 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.8 | 4.1 | 5.25 | 5.35 | 5.5 | 5.8 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4.3 | 4.5 | 4.9 | 4.9 | 5.1 | 5.6 |
| GPBANK | 3.95 | 4.05 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 5.3 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.1 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.4 |
| MB | 3.5 | 3.8 | 4.4 | 4.4 | 4.9 | 4.9 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 3.9 | 4.1 | 5 | 5 | 5.1 | 5.2 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.45 | 3.75 | 4.65 | 4.65 | 4.85 | 4.85 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.35 | 4.55 | 5.6 | 5.45 | 5.5 | 5.55 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.1 | 5.3 | 5.6 | 5.8 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.65 | 5.95 | 6 |
| VPBANK | 3.7 | 3.8 | 4.7 | 4.7 | 5.2 | 5.2 |
Source: https://baolamdong.vn/lai-suat-ngan-hang-hom-nay-24-7-2025-3-nha-bang-tang-lai-tien-gui-tu-thang-7-383480.html
![[Photo] National Assembly Chairman attends the seminar "Building and operating an international financial center and recommendations for Vietnam"](https://vphoto.vietnam.vn/thumb/1200x675/vietnam/resource/IMAGE/2025/7/28/76393436936e457db31ec84433289f72)
Comment (0)