Bank interest rates today October 28, 2025 increased sharply when saving at the counter

Saigon Thuong Tin Commercial Joint Stock Bank ( Sacombank ) is one of the few banks that rarely changes its deposit interest rate schedule. However, Sacombank cannot stay out of the race to attract deposits by adjusting deposit interest rates.

In this adjustment, Sacombank increased interest rates for short terms under 6 months. Notably, this bank strongly adjusted the interest rates for deposits at the counter.

According to the latest interest rate schedule at the counter applied to individual customers receiving interest at the end of the term, the interest rate for 1-month and 2-month terms increased sharply by 0.5%/year to 3.3% and 3.4%/year respectively; the 3-month term increased by 0.3%/year to 3.5%/year, while the 4-month term increased sharply by 0.5%/year to 3.7%/year.

Sacombank even increased the 5-month savings interest rate by 0.7%/year, to 3.9%/year.

However, interest rates for 6-36 month terms for savings at the counter are still kept unchanged by Sacombank, making this bank's mobilization interest rate the lowest among private joint stock commercial banks.

Currently, the savings interest rate at the counter for a 6-8 month term is 4.2%/year, a 9-11 month term is 4.3%/year, a 12-18 month term is 4.9%/year, a 24 month term is 5%/year and a 36 month term is 5.2%/year.

Similarly, Sacombank also adjusted to increase online deposit interest rates for terms from 1-5 months, an increase of 0.2%/year.

Currently, the online banking interest rate with interest paid at the end of the term, 1-month term is listed by Sacombank at 3.8%/year, 2-month term is 4%/year and 3-5 month term increased to 4.1%/year.

Saving interest rates for the remaining terms remain unchanged. Online savings interest rates for individual customers receiving interest at the end of the term, for terms of 6-11 months, are 4.8%/year, the lowest interest rate among private joint stock commercial banks.

Interest rates for 12-13 month deposits remain at 5.3%/year, 15 month deposits are 5.4%/year, and 18 month deposits are 5.5%/year.

The highest interest rate listed by Sacombank is 5.6%/year, applied to online deposits with a term of 24-36 months, with interest paid at the end of the term.

Along with Sacombank, there are 7 banks that have increased their deposit interest rates since the beginning of October, including: GPBank, NCB, Vikki Bank, Bac A Bank , VCBNeo and HDBank. Of which, Bac A Bank is the bank that increased interest rates for the second time this month.

INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON OCTOBER 28, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	4.2	4.55	5.6	5.65	5.8	6.1
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.8	3.9	5.35	5.45	5.65	5.65
HDBANK	4.05	4.15	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4.1	4.3	5.45	5.55	5.7	5.7
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.8	4.1	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	4.9	5.6
VCBNEO	4.35	4.55	5.9	5.45	5.8	5.8
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.35	4.45	6	6	6.2	6.2
VPBANK	4	4.1	5	5	5.2	5.2