ABBANK reported pre-tax profit of more than 2,300 billion VND

As of September 30, ABBANK's operating efficiency continued to maintain positive growth momentum compared to the beginning of the year and the same period in 2024. Total operating income reached VND 5,274 billion. All efficiency indicators were significantly improved compared to the same period: return on equity (ROE) reached 16.5%, cost-to-income ratio (CIR) decreased to 33% - due to increased operating income and good cost control.

ABBANK's pre-tax profit accordingly reached VND 2,301 billion, 8 times higher than the same period and completed 128% of the 2025 profit plan.

Total assets of ABBANK at the end of the third quarter of 2025 reached 204,475 billion VND.

In terms of operational scale, by the end of the third quarter of 2025, ABBANK's mobilization from customers reached VND 143,401 billion, an increase of 34% over the same period in 2024 and completed 124% of the 2025 plan - ensuring input sources for credit growth at the end of the year; ABBANK's total assets by the end of the third quarter of 2025 reached VND 204,475 billion, an increase of 25% over the same period in 2024; outstanding credit balance reached VND 116,381 billion, an increase of 14% over the same period and completed 91% of the 2025 plan.

Along with the growth in scale, the Digital Banking segment continues to play a driving role in ABBANK's digital development strategy to bring optimal, modern, convenient and safe financial experiences to customers. The new generation Digital Banking platform ABBANK launched in 2025 has helped attract new customers, increase user experience, and increase customer interaction with the bank.

The number of online transactions of individual customers recorded a growth of 49% compared to the same period in 2024. Along with that, the number of corporate customers transacting online through the ABBANK Business platform also continued to record a growth of 20% compared to the same period in 2024.

In particular, through flexible management policies, closely following market developments, by the end of the third quarter of 2025, ABBANK's asset quality continued to show clear improvement. Bad debt was controlled at 1.7%.

Mr. Pham Duy Hieu - General Director of ABBANK shared: "The positive business results in the first 9 months of the year are a testament to the development orientation that ABBANK is steadfastly pursuing: balancing efficiency, sustainability and bringing many values to customers, shareholders and the community. The approval by the State Bank of Vietnam to increase charter capital by more than VND 3,600 billion is an important step forward, helping ABBANK strengthen its financial capacity, expand its scale of operations, and develop new, convenient products and services for customers."

Minh Ngoc

Source: https://doanhnghiepvn.vn/kinh-te/abbank-bao-lai-truoc-thue-hon-2-300-ty-dong/20251025031837813