ABBANK reported pre-tax profit of more than 2,300 billion VND

DNVN - At the end of the third quarter of 2025, An Binh Commercial Joint Stock Bank (ABBANK) reported pre-tax profit of more than VND 2,300 billion, completing 128% of the 2025 plan. ABBANK was approved by the State Bank to increase its charter capital by more than VND 3,600 billion.

As of September 30th, ABBANK's operational performance continued its positive growth momentum compared to the beginning of the year and the same period in 2024. Total operating income reached VND 5,274 billion. All performance indicators improved significantly compared to the same period: return on equity (ROE) reached 16.5%, and the cost-to-income ratio (CIR) decreased to 33% – resulting from increased operating income while maintaining good cost control.

ABBANK's pre-tax profit reached VND 2,301 billion, an eightfold increase compared to the same period last year and achieving 128% of the 2025 profit target.

ABBANK's total assets at the end of Q3 2025 reached VND 204,475 billion.

In terms of operational scale, by the end of Q3 2025, ABBANK's customer deposits reached VND 143,401 billion, a 34% increase compared to the same period in 2024 and achieving 124% of the 2025 plan - ensuring the input for credit growth at the end of the year; ABBANK's total assets at the end of Q3 2025 reached VND 204,475 billion, a 25% increase compared to the same period in 2024; outstanding loans reached VND 116,381 billion, a 14% increase compared to the same period and achieving 91% of the 2025 plan.

Along with its growth in scale, the Digital Banking segment continues to play a driving role in ABBANK's digitalization development strategy, aiming to provide customers with an optimal, modern, convenient, and secure financial experience. The next-generation ABBANK Digital Banking platform, launched in 2025, has helped attract new customers, enhance user experience, and increase customer interaction with the bank.

The number of online transactions by individual customers recorded a 49% increase compared to the same period in 2024. Alongside this, the number of corporate customers conducting online transactions through the ABBANK Business platform also continued to grow by 20% compared to the same period in 2024.

In particular, through flexible operating policies closely aligned with market developments, ABBANK's asset quality continued to show significant improvement at the end of Q3 2025. Non-performing loans were controlled at 1.7%.

Mr. Pham Duy Hieu – General Director of ABBANK shared: “The positive business results in the first nine months of the year are proof of the development direction that ABBANK is steadfastly pursuing: balancing efficiency, sustainability, and bringing more value to customers, shareholders, and the community. The approval by the State Bank of Vietnam to increase charter capital by more than VND 3,600 billion is an important step, helping ABBANK strengthen its financial capacity, expand its scale of operations, and develop new, convenient products and services for customers.”

Minh Ngoc

Source: https://doanhnghiepvn.vn/kinh-te/abbank-bao-lai-truoc-thue-hon-2-300-ty-dong/20251025031837813