According to the online interest rate table for Phat Loc Online deposit products, Techcombank listed the 6-month term bank interest rate at 6.15%/year, a sharp increase of 0.5%/year compared to the old interest rate.

With the above increase, Techcombank has become one of the banks listing the highest interest rates for 6-month term deposits. Currently, only a few banks list 6-month term deposit interest rates above 6%/year, namely Bac A Bank (6.2%-6.4%/year), VCBNeo (6.2%/year) and Vikki Bank (6.1%/year).

In addition, Techcombank also sharply increased the 12-month deposit interest rate by 0.5%/year to 6.25%/year. This is also one of the banks listed with the highest savings interest rate for this term.

Banks currently listing interest rates from 6%/year for a 12-month term are: Bac A Bank (6.3%-6.5%/year), MBV (6%/year), VCBNeo (6.2%/year), Vikki Bank (6.3%/year).

However, Techcombank only increased savings interest rates for 6 and 12 month terms. Saving interest rates for the remaining terms remain unchanged.

Accordingly, the Phat Loc Online deposit interest rate table applied to deposits with interest paid at the end of the term is listed by this bank as follows: Interest rate for 1-2 month term is 3.95%/year, 3 month term is 4.75%/year, 4-5 month term is 4.65%/year, 6 month term is 6.15%/year, 7-11 month term is 5.15%/year, 12 month term is 6.25%/year, 13-36 month term is 5.25%/year.

Notably, Techcombank said that for deposits in December 2025 with terms of 3, 6 and 12 months, if deposited for the first time or increased by 20 million VND, the interest rate will be added up to 1%/year compared to the listed interest rate.

Previously, Techcombank increased savings interest rates twice in November and once in October.

Thus, since the beginning of December, 5 banks have increased deposit interest rates including: Techcombank, MB, NCB, BVBank and Saigonbank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON DECEMBER 5, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2.4 2.8 3.9 3.9 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.55 4.55 6.2 6.25 6.3 6.5
BAOVIETBANK 4.5 4.65 5.65 5.5 5.8 5.9
BVBANK 4.4 4.7 5.5 5.7 5.8 5.95
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.9 4 5.55 5.65 5.85 5.85
HDBANK 4.2 4.3 5.5 5.3 5.8 6.1
KIENLONGBANK 3.9 3.9 5.3 5.1 5.5 5.45
LPBANK 3.9 4.2 5.6 5.6 5.65 5.65
MB 4.5 4.65 5.3 5.3 5.35 5.5
MBV 4.6 4.75 5.7 5.7 6 6
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 4.6 4.75 5.7 5.6 5.7 5.9
NCB 4.5 4.7 5.95 5.9 5.9 5.7
OCB 4.45 4.5 5.45 5.45 5.55 6
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.8 4.1 5 5.2 5.6 6.3
SACOMBANK 4 4.2 5 5.1 5.3 5.5
SAIGONBANK 3.8 4 5 5.1 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.95 4.75 6.15 5.15 6.25 5.25
TPBANK 3.9 4.2 5.1 5.3 5.5 5.7
VCBNEO 4.35 4.55 6.2 5.45 6.2 6.2
VIB 4 4.75 5 5 5.5 5.5
VIET A BANK 3.7 4 5.1 5.3 5.6 5.6
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.7 4.7 6.1 6.2 6.3 6.4
VPBANK 4.4 4.75 5.6 5.6 5.8 5.8

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-5-12-2025-ong-lon-day-cao-lai-suat-huy-dong-2469628.html