Which bank has the highest savings interest rate?

With a term of 1 month, the highest interest rate applied by the Export-Import Commercial Joint Stock Bank (Eximbank) is 4.3%/year; VCB NEO Digital Bank and Vikki Bank 4.35%/year... Some other banks apply a common interest rate of 4-4.1%/year.

For a 3-month term, BAC A Bank and VCB NEO have interest rates of 4.55%/year; Eximbank 4.5%/year; Vikki Bank 4.45%/year; other banks such as NCB, SCB, BVBank, HDBank and PVCombank 4.2-4.4%/year.

The 6-month term has the highest interest rate of 6%/year listed by Vikki Bank, followed by BAC A Bank, BAOVIETBank, BVBank and Techcombank: 5.15–5.45%/year; HDBank , MBV, NCB, PVCombank and OceanBank: 5.0–5.3%/year.

Similarly, for a 9-month term, Vikki Bank applies 6%/year, NCB 5.55%/year; BAOVIETBank and BVBank: 5.5%/year; BAC A Bank 5.45%/year; HDBank, Techcombank, MBV, PVCombank and SeABank : 5.2–5.4%/year.

The 12-month term with the highest interest rate of 6.2%/year is applied by Vikki Bank; followed by BAOVIETBank and MBV: 5.8%/year; HDBank 5.6%/year; BAC A Bank 5.5%/year; BVBank, Techcombank, NCB, SCB and OceanBank 5.3–5.7%/year.

For the 18-month term, Vikki Bank recorded 6.2%/year, HDBank: 6.1%/year, BAOVIETBank, BVBank and MBV: 5.9%/year; BAC A Bank, PVCombank, Techcombank, NCB and SeABank: 5.7–5.9%/year.

Regarding lending interest rates, according to the latest statistics, the average lending interest rate for new transactions of commercial banks is 6.54%/year, down 0.4%/year compared to the end of 2024.

The State Bank leader said that from now until the end of 2025, the banking sector will continue to prioritize capital for the fields of production, business, export, agriculture, processing and manufacturing industry, while strictly controlling capital flows into risky areas such as real estate and securities.

Source: https://hanoimoi.vn/lai-suat-tiet-kiem-ngan-hang-nao-cao-nhat-720723.html