According to a reporter's survey, Viet A Bank is currently keeping interest rates unchanged for terms from 1-5 months, while reducing 0.1%/year for terms from 6-36 months.
Accordingly, the online interest rate for individual customers receiving interest at the end of the term, 1-month term is 3.7%/year, 2-month term is 3.9%/year, 3-month term is 4%/year; Interest rates for 4 and 5-month terms are listed at 4.1%/year.
The latest adjusted online savings interest rate for 6-8 month terms at Viet A Bank is 5.1%/year; the interest rate for 9-11 month terms is 5.3%/year. Meanwhile, the bank interest rate for 12-13 month terms was adjusted down to 5.6%/year by Viet A Bank, the 15 month term is listed at 5.7%/year. The online deposit interest rate for 18-24 month terms was adjusted down to 5.8%/year.
Notably, the mobilization interest rate that used to be up to 6%/year for a 36-month term, which Viet A Bank has maintained for many months, has now decreased to 5.9%/year. Thus, this bank has also followed the trend, no longer maintaining the interest rate of 6%/year for all terms.
 |
| Compare interest rates between counter and online deposits at Viet A Bank |
After this adjustment, the difference between the two types of deposits at the counter and online is quite large, up to 0.5% - 0.6% at many terms.
Specifically, the interest rate at the counter for individual customers receiving interest at the end of the term is currently listed at 3.2%/year for a 1-month term; 3.3%/year for a 2-month term; 3.5%/year for a 3-month term and 3.6%/year for terms of 4-5 months.
After the adjustment, the interest rate for 6-11 month term is at 4.5%/year, 12-13 month term is 5.3%/year, 15 month term is 5.4%/year, 18 month term is 5.5%/year. The highest interest rate for 24-36 month term is also reduced to 5.6%/year.
Source: https://thoibaonganhang.vn/mot-ngan-hang-dieu-chinh-lai-suat-ngay-truoc-ky-nghi-le-163477.html
Comment (0)