Implementing the 2025 monetary policy tasks according to Directive No. 01 of the State Bank, State Bank Region 2 has just issued a banking operation plan for the last 2 months of 2025.
Accordingly, the local banking system is required to continue expanding controlled credit, improving lending quality, and linking it with local socio -economic development programs. Priority capital will be focused on production, business, trade, services and tourism, especially essential goods for consumption and export during Tet.
“This solution has a good basis for implementation due to the positive growth of mobilized capital. By the end of September, the total mobilized capital in Ho Chi Minh City and Dong Nai province reached over VND5.4 million billion, an increase of 8.6% compared to the end of 2024,” said Mr. Nguyen Duc Lenh - Deputy Director of the State Bank Region 2.
According to Mr. Lenh, the positive growth momentum of capital mobilization will be an important basis to ensure the credit growth target in the area, in line with the orientation of the State Bank, and at the same time contribute to promoting regional economic growth in the coming time.
State Bank Region 2 directs credit institutions in Ho Chi Minh City and Dong Nai to ensure capital flow for production, business and consumption during the 2026 Lunar New Year (Photo: DT).
Along with that, credit institutions are required to best meet the banking service needs of businesses and people at the end of the year, ensuring efficiency, safety, security and speed, thereby ensuring smooth payment, contributing to stabilizing the circulation of goods and currency.
The banking industry will also promote cashless payments, develop digital banking, and increase communication to guide people and businesses to use digital services safely.
In addition, the State Bank of Region 2 requires continuing to connect banks and businesses, implementing preferential credit programs, expanding loans to stabilize the market and quickly disbursing credit packages for forestry and fishery products.
“This activity will have a positive impact on the supply chain of goods and services for consumption during the traditional Tet holiday as well as exports, which usually increase at the end of the year,” said the leader of the State Bank of Region 2.
According to the State Bank of Region 2, the total outstanding credit balance of credit institutions in Ho Chi Minh City as of October 31 is estimated at VND4,919 trillion, up 0.66% compared to the end of September and up 9.79% compared to the end of 2024.
Of which, outstanding loans in VND are estimated at 4,724 trillion VND, accounting for 96%, up 0.64% compared to the end of September and up 10.29% compared to the end of 2024.
Outstanding foreign currency loans are estimated at VND 195,319 billion, accounting for 4%, up 1.14% compared to the end of September and down 0.96% compared to the end of 2024.
Source: https://dantri.com.vn/kinh-doanh/ngan-hang-nha-nuoc-yeu-cau-dam-bao-von-cho-san-xuat-kinh-doanh-dip-tet-20251031145503824.htm
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