One of the highlights in the policy to support private enterprises is that banks proactively reduce lending interest rates and provide many preferential credit packages for production and business. At this time, the average lending interest rate for new transactions of commercial banks has decreased by 0.6%/year compared to the end of 2024, helping private enterprises reduce the pressure on capital costs in production and business. The private economic sector plays an important role in economic growth and development. Therefore, creating favorable conditions for enterprises to access capital sources is always one of the tasks that the banking industry pays special attention to. Banks are prioritizing lending to 05 areas are export, agriculture , high technology, small and medium enterprises, supporting industry with stable loan interest rate at 4%/year.
Mr. Vo Van Linh, Director of Vietcombank Quang Ngai, said: Vietcombank Quang Ngai's customer portfolio is mostly private enterprises. With Resolution 68 on private economic development, it is a new wind, the strongest driving force for private enterprises to develop production and business activities. From increasing those activities, it opens up opportunities for banks to provide finance and capital funding.
Currently, banks have plans to continue expanding the provision of credit, consulting and financial services, contributing to the stable and sustainable development of the private economy. To improve the symbiotic relationship between banks and businesses, credit institutions always share and support businesses, considering businesses as partners, as an element in the ecosystem to accompany. However, credit is a two-way story. Banks are willing to provide capital, but businesses also need to be financially transparent and improve their management capacity to meet credit standards.
Mr. Nguyen Van Hung, Director of BIDV Quang Ngai, said: Resolution 68 is a premise for individuals and private enterprises to develop the local economy and society. When the private economy develops, banks also have conditions to develop, such as providing credit capital and banking products and services.
The birth of Resolution No. 68 of the Politburo on private economic development has created a stronger driving force for this economic sector, marking an important turning point in the socio-economic development strategy. This Not only is it a political foundation but it is also an important driving force for the banking industry to increase support for the private economic sector, thereby contributing to promoting sustainable economic growth.
Source: https://quangngaitv.vn/ngan-hang-tiep-suc-cho-kinh-te-tu-nhan-phat-trien-6503812.html
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