4 more groups of people will not have to pay health insurance from July 1

Disadvantaged groups have full access to health care services.

Specifically, the four new groups of subjects that are covered by health insurance by the state include: Regular militia; People aged 75 and over who are receiving monthly survivor benefits, people aged 70 to under 75 from near-poor households who are receiving monthly survivor benefits; People receiving monthly social pension benefits according to the provisions of the law on social insurance; Workers who are not eligible for pensions and are not old enough to receive social pension benefits and are receiving monthly benefits according to the provisions of the law on social insurance.

Thus, the number of groups of subjects receiving 100% state budget support for health insurance under the new Law on Health Insurance is 20.

According to Vietnam Social Security, this is not only an increase in quantity but also a policy adjustment aimed at addressing existing social security "gaps", ensuring that all people, especially vulnerable groups, have full access to health care services.

The group of elderly people receiving monthly pensions includes two specific groups: people aged 75 and over receiving monthly pensions and people aged 70 to under 75 from near-poor households receiving pensions.

These are the elderly who have lost a loved one (wife, husband, child...) who was the economic pillar, and whose life depends on subsidies from the state. At this age, the risk of illness is very high, while the source of income is very limited. They face a double burden: the pain of losing a loved one and financial instability.

Previously, people aged 80 and over were granted free health insurance cards. Lowering the age to 75 (and 70 for near-poor households) is considered a humane policy, targeting groups in need of urgent protection.

For the group of workers who are not eligible for pension and are not old enough to receive social pension benefits and are receiving monthly benefits according to the provisions of the law on social insurance, this is the group of people who are past working age, not eligible for pension (paying social insurance for less than 15 years), but are not old enough to receive social pension benefits (not yet 75 years old). In this "gap", they have no pension, no income and face the highest health risks.

The Ministry of Health estimates that the number of people aged 75 to 80 receiving monthly pensions is 61,800. With a 100% card purchase support rate and a contribution rate of 4.5% of the current base salary of VND2,340,000, the estimated budget needed to pay a maximum of VND78 billion per year for this group.

At the same time, it is estimated that the number of people aged 70 to under 75 years old from near-poor households receiving monthly pensions is more than 2,400 people. The estimated budget needed to pay a maximum of more than 3 billion VND/year for this group.

By the end of 2024, the number of people participating in health insurance will be more than 95.5 million, reaching 94.2% of the national population. By the end of this year, we strive to have over 95% of people participating in health insurance, moving towards universal health insurance.

By expanding the scope of health insurance contributions, the State helps people, especially the poor, near-poor, elderly and vulnerable groups, to have a "ticket" to ensure their health.

VN (according to Vietnamnet)

Source: https://baohaiduong.vn/them-4-nhom-nguoi-khong-mat-tien-dong-bao-hiem-y-te-tu-1-7-414753.html