Agribank promotes sustainable development with "green" incentive program

In the context of Vietnam gradually shifting to a green economic model, reducing greenhouse gas emissions and promoting the use of clean energy, Agribank continues to affirm its pioneering role through synchronous green credit policies. Not only focusing on supporting areas such as clean agriculture, renewable energy and sustainable forestry, Agribank also expands to green consumption, contributing to changing people's habits, encouraging the use of environmentally friendly solutions in daily life, especially in choosing personal vehicles.

Recently, Agribank has launched a preferential loan program "Green Departure - Accompanying You" with a credit scale of up to 2,000 billion VND, for individual customers who need to borrow to buy cars and electric motorbikes. The program applies preferential interest rates from 4.5%/year, fixed for up to 18 months, supporting loans up to 100% of the vehicle value. Customers can choose to borrow in installments or according to a small-scale limit. The program is implemented from now until June 30, 2026 or until the disbursement limit is fully reached.

Not only does it help reduce the initial financial burden for people when choosing green vehicles, the program also clearly demonstrates Agribank's commitment to accompanying the Government in building a sustainable economic development. This is also part of Agribank's ESG development strategy - taking green development as a core pillar.

Over the years, Agribank has proactively directed credit flows into environmentally friendly fields, from providing green financial products, investing in clean agriculture , to supporting sustainable rural development projects, contributing to improving the quality of life for the community.

Since 2016, the bank has pioneered the implementation of a loan program to encourage the development of high-tech agriculture and clean agriculture with a minimum capital scale of up to 50,000 billion VND. At the same time, the bank also implemented a credit package of 2,000 billion VND specifically for individuals producing and trading products for OCOP entities; Agribank implemented a "green credit" loan program specifically for individual customers, with a scale of up to 10,000 billion VND. Agribank implemented a "green credit" loan program specifically for individual customers, with a scale of up to 10,000 billion VND...

Thanks to the implementation of appropriate policies, Agribank's green credit balance has grown steadily over the years, reflecting the clear effectiveness of its strategy of "greening" credit activities. As of the second quarter of 2025, Agribank's total green credit balance reached VND 28,783.7 billion. Of which, the balance for green agriculture was VND 6,543.5 billion; sustainable forestry reached VND 6,953.3 billion; renewable energy and clean energy accounted for VND 15,107 billion; the field of recycling and reuse of resources reached VND 64.5 billion; and waste treatment and pollution prevention reached VND 115.5 billion.

These figures demonstrate Agribank’s strong commitment and clear effectiveness in accompanying the Government in realizing the goals of green growth, sustainable development and transition to a zero-emission economy. Agribank is also committed to always accompanying customers on the path to sustainable development.

Source: https://baodautu.vn/agribank-thuc-day-phat-trien-ben-vung-voi-chuong-trinh-uu-dai-xanh-d391976.html