Some banks pay dividends in cash, some banks increase capital.

The 2025 bank shareholder meeting season is coming again, most investors want to receive cash dividends instead of other forms.

Vietnam International Commercial Joint Stock Bank ( VIB ) has just approved a plan to pay cash dividends at a rate of 7% of charter capital. By the end of 2024, VIB has a charter capital of VND 29,791 billion, the estimated amount to pay dividends this year is more than VND 2,085 billion.

Orient Commercial Joint Stock Bank ( OCB ) also plans to pay cash dividends, at a rate of 7%, totaling VND1,726 billion. This is the first time OCB has planned to pay cash dividends since being listed on the stock exchange.

Some banks plan to pay cash dividends.

Previously, this bank and many other banks mainly paid dividends in shares or issued bonus shares to increase charter capital.

It is known that OCB's pre-tax profit in 2024 reached VND4,006 billion, down 3% compared to 2023 and only completed 58% of the plan. After deducting taxes and setting aside funds, the remaining profit was VND2,508 billion and the accumulated remaining profit was VND3,706 billion.

In preparation for the shareholders' meeting, many banks plan to pay dividends in shares to increase charter capital and the dividend rate is quite high, 15 - 49.5%, depending on the bank.

As for OCB, in addition to the 7% cash dividend, the bank plans to issue 197.2 million shares to existing shareholders, equivalent to an 8% dividend. Accordingly, the charter capital will increase from VND24,657 billion to VND26,630 billion.

National Commercial Joint Stock Bank (NCB) plans to use VND7,500 billion from the issuance of 750 million individual shares in 2025 to increase its charter capital from VND11,780 billion to VND19,280 billion, equivalent to an increase of 63.67%.

With An Binh Commercial Joint Stock Bank (ABBANK), the bank's shareholders have approved the 2024 profit distribution plan by not paying dividends, but leaving all profits to supplement capital to implement strategic plans and create internal accumulation.

In 2024, after-tax profit, after setting aside funds, is VND 470.4 billion, plus the remaining unused profits of previous years, the total undistributed profit of ABBank by the end of 2024 is VND 2,311 billion (excluding the charter capital increase reserve funds and the financial reserve fund that has been set aside).

Southeast Asia Commercial Joint Stock Bank ( SeABank ) also retained last year's profits, not paying dividends to increase financial capacity and supplement business capital in the coming time. In 2025, SeABank plans to increase its charter capital from VND 28,450 billion to VND 28,650 billion.

Asia Commercial Joint Stock Bank (ACB) plans to issue nearly 670 million shares to pay dividends, equivalent to a rate of 15%. If completed, the Bank's charter capital will increase by VND6,700 billion, from VND44,666 billion to VND51,366 billion.

In the “Big 4” group, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) finalized the list of shareholders to pay dividends in shares.

The number of shares expected to be issued is more than 2.7 billion units, with a total par value of more than VND 27,666 billion. The issuance capital comes from the remaining profit after tax, after setting aside accumulated funds up to the end of 2018 and the remaining profit in 2021.

After completing this issuance, Vietcombank's charter capital will increase from VND55,891 billion to about VND83,557 billion.

Source: https://hanoimoi.vn/co-ngan-hang-tra-co-tuc-bang-tien-mat-co-ngan-hang-de-tang-von-701099.html