Nearly 8 billion USD in remittances flowed in, overseas Vietnamese increased investment in domestic real estate

(CLO) In the first 6 months of 2025, the amount of remittances transferred to Vietnam for real estate investment reached more than 5 billion USD. By the first 9 months of 2025, this figure was approximately 8 billion USD.

In recent years, the Vietnamese real estate market has witnessed a new wave of investment from the overseas Vietnamese community. Remittances are not only directed towards consumption, but are increasingly flowing into high-end real estate products with sustainable exploitation value.

In a private conversation with reporters from the Journalists and Public Opinion Newspaper, Ms. Pham Thi Mien, Deputy Director of the Institute for Real Estate Market Research and Evaluation (VARs IRE), commented that this trend reflects the growing confidence of overseas Vietnamese in the domestic economy , while opening up important resources for the real estate market in the coming period.

Ms. Pham Thi Mien, Deputy Director of the Institute for Real Estate Market Research and Evaluation. (Photo: DC)

Madam, recently, the market has recorded a trend of more and more overseas Vietnamese returning to the country to learn about and invest in real estate. How do you view this phenomenon, is this a new “wave”?

In fact, this is a gradual, steady upward trend over the past few years. Each quarter is usually higher than the previous quarter, and each year is higher than the previous year.

According to our estimates, in the first 6 months of 2025 alone, the amount of remittances transferred to Vietnam for real estate investment reached more than 5 billion USD, the highest level in many years. By the first 9 months of 2025, this figure was approximately 8 billion USD. However, I think this is not exactly a "wave", but a sustainable, long-term trend, reflecting the growing confidence of overseas Vietnamese in the domestic market.

According to you, what are the factors that make overseas Vietnamese more interested in owning real estate in Vietnam, due to the need for housing, profitable investment, or belief in the development of the domestic economy?

I think there are many factors that make overseas Vietnamese increasingly interested in the Vietnamese real estate market. However, in general, there are 4 factors.

Firstly, the legal policy allowing overseas Vietnamese to own real estate in Vietnam has been loosened. This is a fundamental factor, helping them feel more secure when investing directly.

Second, confidence in Vietnam’s economic prospects is growing stronger. In the context of many fluctuations in the world economy, Vietnam has maintained stable growth, even going against the general trend at times. This creates a positive mentality for overseas Vietnamese when considering investing in the country.

Third, political stability also makes Vietnam a safe destination for remittances.

Another personal motivation is the family factor. Overseas Vietnamese often have relatives, parents or children in the country. Investing in real estate is not only financially meaningful, but also a way for them to maintain ties, prepare for long-term plans such as settling down when retiring or taking care of relatives.

What real estate segment do overseas Vietnamese usually invest in, madam?

Can be divided into two main groups. The first group is overseas Vietnamese who have settled for a long time in developed countries, especially in Europe and North America. These are usually educated people, knowledgeable about the market, and come from large cities in the country.

They tend to choose residential real estate in the center or resort real estate, both for living and for rent, or to use as a place to stay when returning to visit Vietnam.

The second group is Vietnamese workers in countries like Japan, Taiwan or Korea. This group mainly comes from the local areas, so when investing, they often prioritize land or housing in their hometown. For them, the most important factor is security and familiarity with the local market.

Nearly 8 billion USD in remittances flowed in, overseas Vietnamese increased their investment in domestic real estate. (Photo: VARs)

How does remittance flow into real estate investment affect the domestic economy, madam?

Capital flows from remittances are different from FDI. While FDI is a commercial investment and can be withdrawn when instability occurs, remittances are more stable, longer-term and less affected by political fluctuations. This is an important source of capital, contributing to supplementing liquidity for the domestic market, while promoting the development of housing, tourism, and resort segments.

If properly oriented, this capital flow will become a sustainable investment channel, both supporting economic growth and helping to stabilize the domestic real estate market.

According to you, what policies does Vietnam need to have to better receive this capital flow?

First of all, there needs to be specific legal guidelines to help overseas Vietnamese feel secure when investing, owning and trading real estate in Vietnam. In addition, standardizing and making the market transparent is very important. Currently, the Ministry of Construction is researching and implementing a model of a State-managed Real Estate Transaction Center, aiming to digitize all data, ensuring more synchronous, clear and transparent information.

When these centers are operational, overseas Vietnamese can easily look up, transact, and complete online buying and selling procedures without having to return home, saving time and travel costs while reducing risks. This is an important step to expand the access of overseas Vietnamese and foreigners to the Vietnamese real estate market.

At the same time, a clear legal framework is also needed regarding foreign exchange management, the mechanism for transferring money from abroad to Vietnam, as well as policies to protect investors’ rights. When these factors are clarified, the confidence and scale of investment from overseas Vietnamese will certainly increase sharply.

Could the increasing participation of overseas Vietnamese have any impact on the quality of the domestic market, madam?

Certainly. People living in developed countries when investing in Vietnam will bring with them international thinking and standards. This forces domestic investors to research more carefully about products, grasp the tastes and requirements of global customers.

Not only the products, but also the consulting, after-sales service and operational management must be upgraded to meet this group of customers with high demands. Invisibly, this is the driving force to help the Vietnamese real estate market develop in a more professional direction and approach international standards.

Thank you!

Source: https://congluan.vn/gan-8-ty-usd-kieu-hoi-do-ve-viet-kieu-tang-manh-dau-tu-bat-dong-san-trong-nuoc-10315605.html