Reduce social housing loan interest rates to 5.4%/year

(DN) - On November 9, Dong Nai Social Policy Bank adjusted down the social housing loan interest rate for all customers borrowing to buy or lease social housing with outstanding debt at the bank from 6.6%/year to 5.4%/year.

An officer of Vinh Cuu Policy Bank talks with a household that has borrowed social policy capital in Vinh An 6 hamlet, Tri An commune. Illustration photo: Kim Lieu

Deputy Director of Dong Nai Social Policy Bank Vo Trong Hoa said: The reduction of interest rates for social housing loans is implemented according to Decree 261/2025/ND-CP of the Government issued on October 10, 2025 on amending and supplementing a number of articles of Decree 100/2024/ND-CP dated July 26, 2024 detailing a number of articles of the Housing Law on the development and management of social housing of the Government and the direction of the Vietnam Social Policy Bank.

Accordingly, Dong Nai has 1,255 customers with reduced interest rates on social housing loans, with a total outstanding debt of over VND 531 billion (as of the end of October 2025). This brings motivation and joy to many people who are policy beneficiaries who are renting, renting and buying social housing and are borrowing capital from policy banks in the province.

Kim Lieu

Source: https://baodongnai.com.vn/xa-hoi/202511/giam-lai-suat-cho-vay-nha-o-xa-hoi-ve-muc-54nam-6c8170f/