More than 87% of Vietnamese adults have a bank account.

Director of the Payment Department (SBV) Pham Anh Tuan said that up to now, more than 87% of Vietnamese adults have bank accounts, and non-cash payments are growing positively.

Sharing at the press conference announcing the event "Digital Transformation of the Banking Industry in 2025" organized by the State Bank of Vietnam (SBV) in Hanoi this morning (May 26), Mr. Pham Anh Tuan - Director of the Payment Department (SBV) said that the SBV is constantly improving the legal framework to promote digital transformation of the banking industry. Infrastructure serving digital transformation of the banking industry is always focused on investment, upgrading and development.

Director Pham Anh Tuan said that many basic operations have been 100% digitized (savings deposits, term deposits, opening and using payment accounts, opening bank cards, e-wallets, money transfers, loans, etc.). Many credit institutions in Vietnam have a rate of over 90% of transactions conducted on digital channels. To date, more than 87% of Vietnamese adults have bank accounts, and non-cash payments have grown positively. In 2024 compared to the same period in 2023, non-cash payment transactions increased by 56.68% in quantity and 32.79% in value.

Many friendly and convenient banking products and services bring practical value to meet the diverse needs of customers. (Illustration: AI)

According to Mr. Pham Anh Tuan, ensuring security and safety is always a priority. The State Bank regularly coordinates with ministries, branches and agencies to implement measures to ensure security and safety of banking activities; strengthen communication and financialeducation to contribute to improving knowledge and skills for customers in accessing and using banking services on digital platforms, thereby helping people and businesses to exploit the maximum potential and benefits of digital payments.

Speaking at the press conference, Ms. Le Thi Thuy Sen - Editor-in-Chief of Banking Times emphasized: General Secretary To Lam has identified Resolution 57 as one of the four fundamental institutional pillars, of strategic significance to promote science and technology, innovation and digital transformation. That spirit has been concretized into the theme of national digital transformation in 2025, which is "Comprehensive, all-people, all-process digital transformation to accelerate and break through the development of the digital economy ".

Press conference to announce the event "Digital transformation of the banking industry in 2025"

The event "Transforming the Banking Industry in 2025" is expected to be held on May 29, 2025 at the Government Office. Attending the event are leaders of the Government, leaders of the State Bank, representatives of leaders of ministries (Ministry of Public Security, Ministry of Science and Technology, Ministry of Finance, etc.); Hanoi People's Committee; Data Association... In addition, there are credit institutions, payment intermediary service providers; Vietnam Banking Association; NAPAS; domestic digital transformation solution providers; representatives of a number of international organizations; organizations with technical support projects for banking digital transformation activities; international consulting companies on digital transformation; domestic and foreign experts.

May 11 was chosen as the Digital Transformation Day of the Banking Industry. This is the day the Governor of the State Bank, Head of the Steering Committee for Digital Transformation of the Banking Industry, signed and promulgated the Digital Transformation Plan of the Banking Industry to 2025, with a vision to 2030 (Decision 810/QD-NHNN). The promulgation of the Digital Transformation Plan of the Banking Industry can be considered a milestone in the digital transformation plan of the banking industry, which is of great significance in helping the industry clearly define its orientation and operational plan in the trend of digital transformation...

According to vov.vn

Source: https://baolaocai.vn/hon-87-nguoi-viet-nam-truong-thanh-co-tai-khoan-ngan-hang-post402364.html