
In its latest announcement, Vietcombank said that from November 20, the bank will increase interest rates on international credit cards for individual customers and small and medium-sized enterprise (SME) customers.
Specifically, for individual customers, the interest rate of standard credit cards increased from 18%/year to 22%/year. The interest rate of gold credit cards increased from 17%/year to 21%/year. The interest rate of Platinum/Word credit cards increased from 15%/year to 19.5%/year. The interest rate of Signature/Infinite credit cards increased from 15%/year to 18%/year.
For SME customers, the Platinum credit card line will also increase interest rates from 15%/year to 19.5%/year.
This is Vietcombank's first credit card interest rate adjustment of the year, taking place in the context of credit card interest rates of domestic banks tending to increase again, reflecting higher capital costs and consumer demand at the end of the year.
Vietcombank said that annual fees for international credit cards will continue to be maintained stable, depending on the segment and card class.
The highest-end card group such as Visa Infinite has an annual fee of up to 30 million VND/year, and is completely free if the cardholder belongs to the Priority Diamond Elite category.
Visa Signature cards have an annual fee of 3 million VND/year and are also waived for Priority customers. For mid-range segments such as Visa Platinum, Mastercard World, JCB Platinum or American Express Cashplus, the annual fee for the main card is 800,000 VND per year, and for the supplementary card is 500,000 VND.
Not only Vietcombank, VietinBank has also recently announced an increase in international credit card interest rates, applicable to both individual and corporate customers from November 10.
In particular, interest rates on some credit cards of this bank will increase from 18.5%/year to 22%/year.
BIDV also announced an adjustment in international credit card interest rates for individual customers, effective from November 21.
Accordingly, the interest rate for standard cards increased from 18% to 22%/year; Platinum/World/Ultimate cards increased from 16.5-20% to 20%/year; Signature/Infinite cards increased from 16.5% to 18%/year; BIDV VISA Easy cards increased from 11.5% to 12%/year.
Source: https://baoquangninh.vn/lai-suat-the-tin-dung-dong-loat-tang-3384538.html






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