Firstly, when choosing the Max Saving product, customers will not be "stuck" with a fixed interest rate. This allows them to take full advantage of market interest rate fluctuations to increase profits while still ensuring security.
| OCB 's Max Savings product, with its many outstanding features, helps customers maximize their returns when depositing savings. (Image: Provided by the supplier) |
Effective financial transformation
Furthermore, when choosing this product with a 36-month term and a minimum deposit of 50 million VND, customers will receive interest every 6 months without having to wait until maturity, ensuring a stable income and making it easy to pursue personal plans or reinvest without having to withdraw the principal. Moreover, Max Savings allows for flexible transfer of deposits; customers can transfer ownership to relatives, partners, or use it as a valuable asset for exchange, facilitating efficient financial transitions.
Although recently launched, Max Savings has become a preferred choice for customers. Mr. Hoang Minh (Ho Chi Minh City) shared: “ Previously, I was always hesitant between long-term savings accounts or keeping money at home because with long-term savings, you have to wait until maturity to receive interest. But with Max Savings, I no longer have to worry; interest rates are always flexibly adjusted according to the market, and interest is paid periodically every 6 months. Especially, I can still transfer this deposit when needed. This is a great solution for those who want to ensure a stable, safe cash flow while still earning good returns .”
Flexible interest rate adjustment measures
In the context of banks adjusting interest rates to align with monetary policy directions, choosing a product with flexible market-based adjustments will help customers take advantage of the best interest rates. In particular, the domestic financial market is also being affected by inflation and exchange rate pressures, making the search for stable financial products more urgent than ever. In fact, the Government has implemented many policies to stabilize the economy and support the financial market, notably Directive No. 19/CD-TTg on strengthening flexible interest rate management measures, supporting liquidity and stimulating growth, which is helping the financial market gradually recover, providing opportunities for investors and savers.
| Sharing insights on the launch of Max Savings – Optimal Return Deposit, an OCB representative added: “OCB is committed to providing modern financial products that help customers maximize their benefits when seeking stable and secure investment channels, especially during the current volatile market conditions. Max Savings can be considered a smart financial solution, offering convenience and flexibility to meet customer needs.” |
Source: https://congthuong.vn/max-savings-giai-phap-tien-gui-sinh-loi-toi-uu-378081.html






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