Why do money arguments easily break up marriages?

The story of money conflicts in marriage affecting family happiness is quite common. After a couple gets married and starts a family, both will face many problems, in which, the harmony of personality, or the way of managing finances greatly affects family happiness.

A survey shows that 64% of couples are financially incompatible, often in conflict over spending, saving and investing.

45% of married people surveyed by financial technology company Bread Financial admitted to having struggled with this issue. And in Fidelity Investments' recent "Couples & Money" survey, one in five couples said money was the biggest challenge in their relationship.

Even a simple disagreement about finances can turn into something that can destroy a marriage.

Money deepens personality differences

A study published in The Journal of Social and Personal Relationships found that arguments about money in marriage are more likely to arise when one spouse is a thinking personality type and the other is a feeling personality type.

Personality differences, leading to different perspectives, arise when one person sees money as a source of self-confidence, so spending focuses on appearance and superficial values.

Meanwhile, the other person sees money as a security in difficult times, so they use savings and have a spending plan. This subtle difference can cause arguments between couples.

The "Who Makes More Money" Psychology

Research from the University of Wisconsin-Madison shows that divorce is more likely for couples where the wife earns more than the husband .

According to the Pew Research Center, the percentage of women who outearn their husbands has tripled over the past 50 years, from 5 to 16 percent of all heterosexual marriages.

Many men are prone to worry that having a financially successful wife could hurt their career, but the opposite is not true for women, says Johanna Rickne, professor of economics at the Swedish Institute for Social Research at Stockholm University.

Research also shows that when one person earns more money than the other and the other tries to control the relationship with his or her financial ability, the relationship becomes unbalanced.

Who is the financial manager in the family?

Managing family finances is an important responsibility, but it is often left to one person. A study from the University of Guelph, Ontario (Canada) shows that problems can arise from this.

Conflict often occurs when the less financially involved person is surprised by the family's financial situation, such as overspending on credit cards or too many items being purchased without their knowledge.

So, in a marriage, it is important that both parties are involved in financial matters. Discussing money matters in marriage will also go a long way in preventing financial wars. Consult each other before making any purchases and plan your monthly family spending and savings.

Different spending habits

A study published in the International Journal of Environmental Research and Public Health found that this situation can become problematic when one partner fails to prioritize the financial needs of the marriage. Instead of contributing to the monthly bill, they buy an unnecessary brand-name outfit for themselves.

Therefore, couples need to clearly discuss the more important expenses that need to be taken care of other than buying furniture. Discussing together will also help a lot in preventing disagreements. Consult each other before buying anything and plan for monthly spending and savings.

Source: https://giadinhonline.vn/64-cap-vo-chong-thuong-xuyen-tranh-cai-ve-chuyen-tien-bac-d202157.html