Why do arguments about money easily lead to marriage breakdown?

Conflicts over money in marriage are quite common and can negatively impact family happiness. After marriage, couples face many challenges, and compatibility in personality or financial management significantly affects their marital well-being.

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A survey revealed that 64% of couples are financially incompatible, frequently clashing over spending, saving, and investing.

In a survey by fintech company Bread Financial, 45% of married people admitted to having faced this issue. And in a recent "Couples & Money" survey by Fidelity Investments, one-fifth of couples said money was the biggest challenge in their relationship.

Even a simple disagreement about finances can be the thing that destroys a marriage.

Money deeply influences personality.

A study published in The Journal of Social and Personal Relationships found that arguments about money in marriage can arise when one spouse has a rational personality type, while the other is more emotional.

Differences in personality, leading to differing perspectives, arise when one person views money as a motivator for self-confidence, thus focusing their spending on appearances and superficial values.

Meanwhile, the other person views money as a guarantee of security during difficult times, so they use their savings and plan their spending carefully. This subtle difference can cause arguments between couples.

The "Whoever earns more money" mentality.

Research from the University of Wisconsin-Madison shows that divorce is more likely to occur in couples where the wife earns more money than the husband .

According to data from the Pew Research Center, the percentage of women who earn more money than their husbands has tripled in the last 50 years, from 5 to 16% in all heterosexual marriages.

Professor Johanna Rickne, an economics professor at the Swedish Institute for Social Research at Stockholm University, says many men worry that having a more financially successful wife could negatively impact their careers. However, the opposite is not true for women.

The study also showed that when one person earns more money than the other and the other tries to control the relationship through their financial power, the relationship becomes unbalanced.

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Who manages the family finances?

Managing family finances is an important responsibility, but it's often delegated to one person. A study from the University of Guelph, Ontario (Canada) reveals that problems can arise from this very fact.

Conflicts often arise when the person less involved in finances is caught off guard by the family's financial situation, such as overspending on credit cards or purchasing too many items without their knowledge.

Therefore, in marriage, it's crucial for both partners to be involved in financial matters. Discussing money issues together will also greatly help prevent financial wars. Consult each other before buying anything and plan for the family's monthly expenses and savings.

Different spending habits

The International Journal of Environmental Research and Public Health published a study showing that this situation can become problematic when one of the partners doesn't know how to prioritize financial needs in marriage. Instead of contributing a portion to the monthly bills, they buy unnecessary designer clothes for themselves.

Therefore, couples need to clearly discuss which expenses are more important than shopping. Discussing these matters together will also greatly help prevent disagreements. It's advisable to consult each other before buying anything and to create a monthly spending and savings plan.

Source: https://giadinhonline.vn/64-cap-vo-chong-thuong-xuyen-tranh-cai-ve-chuyen-tien-bac-d202157.html