In 9 months, more than 54,300 customers in Da Nang borrowed policy credit capital with 3,930 billion VND.

DNO - On the afternoon of October 14, Standing Vice Chairman of the People's Committee of Da Nang City Ho Ky Minh, Head of the Board of Representatives of the City Social Policy Bank chaired the meeting of the Board of Representatives for the third quarter of 2025.

Standing Vice Chairman of the City People's Committee Ho Ky Minh delivered a concluding speech at the meeting. Photo: M.QUE

In his concluding remarks, Standing Vice Chairman of the City People's Committee Ho Ky Minh acknowledged that over the past 3 months, the City Bank for Social Policies (SBV) Branch has proactively advised on tasks and solutions to ensure continuous and smooth operation of SBV credit activities in the city.

However, besides the achieved results, there are still some difficulties and problems such as: 72 new transaction points arranged at village cultural houses and community activity houses do not ensure the quality of service for people's banking transactions.

Regarding the upcoming tasks, the Standing Vice Chairman of the City People's Committee requested the City Social Policy Bank Branch to draft a plan for allocating and using the operating budget of the City Social Policy Bank Board of Directors in 2025 to hold a meeting to approve the budget and prepare to summarize policy credit activities in 2025.

Organize a 5-year review of the coordination regulations between the City Social Policy Bank Branch and the City Police.

Assign the Department of Finance to preside over advising on handling risky debt in the second phase in 2025; issue regulations amending the charter on entrusted capital management; strategic plan for 2026 - 2030; advise on allocating 100 billion VND for the job creation support program.

Coordinate with the City Labor Federation to advise the City People's Council to amend the lending mechanism of Resolution 33/2024 of the Provincial People's Council.

The Standing Vice Chairman of the City People's Committee requested the People's Committees of communes and wards to pay attention to arranging facilities for transaction points, meeting the requirements of serving the people, especially ensuring the facilities at 72 new transaction points.

Meeting scene. Photo: M.QUE

Reported at the meeting, the total source of policy credit capital in the city reached 14,440 billion VND, an increase of 1,113 billion VND (up 8.35%) compared to 2024. Loan turnover in the first 9 months of 2025 reached 3,930 billion VND with 54,355 loan customers, debt collection turnover reached 2,556 billion VND.

Total overdue debt and deferred debt in the whole city is 16.8 billion VND, accounting for 0.12% of total outstanding debt (down 178 million VND compared to 2024); of which overdue debt is nearly 6 billion VND, accounting for 0.04% of total outstanding debt; deferred debt is 10.8 billion VND, accounting for 0.08% of total outstanding debt.

As a result, 93 communes and wards were assessed as having good quality of policy credit activities in the third quarter of 2025. Currently, the whole city has 280 policy credit transaction points.

Source: https://baodanang.vn/9-thang-hon-54-300-luot-khach-hang-da-nang-vay-von-tin-dung-chinh-sach-voi-3-930-ty-dong-3306334.html