Agribank deploys green credit, contributing to achieving the goal of net zero emissions

(Chinhphu.vn) - Responding to the National Strategy on Green Growth and the commitment to net zero emissions by 2050, Agribank promotes green credit programs, supports clean agriculture, renewable energy and sustainable consumption, contributing to building an environmentally friendly economy.

Agribank promotes green credit programs, supports clean agriculture, renewable energy and sustainable consumption, contributing to building an environmentally friendly economy - Photo: VGP/HT

Responding to the National Strategy on Green Growth and the commitment to achieving net zero emissions by 2050, Agribank is synchronously implementing many green credit policies. In the context of Vietnam's transition to a green economic model, reducing greenhouse gas emissions and increasing the use of clean energy, Agribank continues to affirm its pioneering role. The bank not only supports clean agriculture, renewable energy and sustainable forestry, but also expands to green consumption. This contributes to changing people's consumption habits, encouraging the use of environmentally friendly products and means.

Recently, Agribank has launched a preferential loan program "Green Departure - Accompanying you" with a total credit scale of up to 2,000 billion VND. The program is for individual customers who need to borrow to buy cars and electric motorbikes, applying a preferential interest rate from 4.5%/year, fixed for up to 18 months. Customers can be supported to borrow up to 100% of the vehicle value, choosing to borrow each time or according to a small scale limit.

The program is for individual customers who need to borrow to buy cars and electric motorbikes, applying preferential interest rates from 4.5%/year, fixed for up to 18 months.

The program will be implemented from now until June 30, 2026 or until the disbursement limit is fully reached. Not only does it help reduce the initial financial burden for people, this credit package also affirms Agribank's commitment to accompanying the Government in building a sustainable economic development. This is an important part of Agribank's ESG development strategy - taking green development as a pillar.

Over the years, Agribank has proactively directed credit flows into environmentally friendly sectors. The bank provides green financial products, invests in clean agriculture and supports sustainable rural development projects.

Since 2016, Agribank has pioneered the implementation of a loan program to encourage the development of high-tech agriculture and clean agriculture, with a minimum capital scale of VND 50,000 billion. At the same time, the bank has implemented a credit package of VND 2,000 billion for individuals producing and trading products under the OCOP program. In particular, Agribank has also implemented a "green credit" package exclusively for individual customers with a scale of VND 10,000 billion.

Agribank's green credit balance continues to grow steadily. By the second quarter of 2025, the total green credit balance will reach VND 28,783.7 billion.

Thanks to these policies, Agribank's green credit balance has continued to grow steadily. By the second quarter of 2025, the total green credit balance reached VND28,783.7 billion. Of which, green agricultural balance reached VND6,543.5 billion; sustainable forestry reached VND6,953.3 billion; renewable energy and clean energy accounted for VND15,107 billion; the field of recycling and reuse of resources reached VND64.5 billion; and waste treatment and pollution prevention reached VND115.5 billion.

The above figures show the clear effectiveness of Agribank's strategy of "greening" credit activities. The bank affirms its strong commitment to accompany the Government in the goal of green growth and sustainable development.

At the same time, Agribank also commits to always accompany customers on the path to building a green, environmentally friendly economy.

Customers who want to learn more about the preferential loan program "Green Departure - Accompanying you" can contact the Customer Care Center 1900558818 / 02432053205 or go to the nearest Agribank transaction point nationwide.

Mr. Minh

Source: https://baochinhphu.vn/agribank-trien-khai-tin-dung-xanh-gop-phan-thuc-hien-muc-tieu-phat-thai-rong-bang-0-102250923213727879.htm