Decree 70 - a turning point for business households
From June 1, Decree 70 stipulates that all households and individuals doing business must use electronic invoices, and those with revenue of over 1 billion VND/year must connect their cash registers directly to the tax authorities. The goal is to make business operations transparent and create a fair playing field.
However, for millions of small households that are used to manual management, the new requirements can easily make them confused, from investing in equipment, learning how to issue invoices, to getting used to the concept of revenue management according to new standards.
In that context, banks play an important role, not only providing capital but also supporting businesses to digitize their operating models. TPBank is one of the pioneers, having proactively designed products and services specifically for small business customers and small traders before the decree was issued, helping them to be ready to adapt.

Tailor-made solutions help businesses transform digitally
TPBank's "Smooth Management - Top Business" solution set provides a comprehensive ecosystem, from transaction accounts, credit, to management tools. Business households can open beautiful business accounts based on their date of birth, phone number or business license. The entire process is done online anytime, anywhere with just a few steps, helping to save time and quickly put the account into use.

With this account, customers are exempted from all interbank money transfer fees on TPBankBiz, internal money transfer fees at the counter, and interbank money transfer fees for the first 3 months at the counter. This is a practical incentive that helps small businesses feel secure in their transactions without worrying about additional costs, while managing cash flow more transparently and easily.
TPBank proactively integrates financial management technology. The bank cooperates with partners to give away free electronic invoices. POS devices and SoftPOS applications allow businesses to accept multiple forms of payment and issue invoices immediately via email or SMS.
Ting ting speaker - instant transaction notification device, helps store owners capture real-time revenue, instead of the previous manual transaction checking method.
Long-term companionship with small traders
Not only supporting capital and technology, TPBank also launched a series of incentives to reduce the burden of initial costs. The bank waived the annual fee for the first year for corporate debit cards, gave away a set of universal QR publications, and launched the "Billion Dollar Shop Club" program with many valuable gifts and incentives when using Loa ting ting.
Customers are given a free 3-year payroll package, making employee salary payments convenient and significantly cost-effective.
At the same time, TPBank also offers free sales support software for the first year, helping businesses easily digitize operations and effectively manage revenue without incurring additional costs.

TPBank signed a strategic cooperation agreement with MobiFone (Photo: TPBank).
TPBank also signed a strategic cooperation agreement with MobiFone to build a “digital alliance” connecting telecommunications - finance - technology. This cooperation helps businesses access a complete package of digital solutions, from telecommunications infrastructure, payment tools to electronic invoices, contributing to promoting cashless payments and sustainable digital transformation.
According to TPBank representative, the synchronous implementation of the above products and incentives not only helps businesses comply with the regulations of Decree 70, but also creates opportunities for them to enhance their image, reputation and gradually transform to a more professional operating model. When all transactions are transparent through the banking system, customers can easily access capital, while building trust with partners and consumers.
Decree 70 is both a challenge and an opportunity for Vietnamese business households. TPBank has prepared tailor-made solutions for small traders, accompanying businesses in development.
True to the message that the bank has always been steadfast in: TPBank will continue to be a steadfast companion, helping businesses not only adapt to policies but also grow sustainably in the digital age.
Source: https://dantri.com.vn/kinh-doanh/bo-giai-phap-quan-ly-muot-ma-kinh-doanh-dinh-tu-tpbank-dong-hanh-cung-ho-kinh-doanh-20250925093947811.htm
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