Deposit 400 million to Agribank and receive up to more than 37 million VND

Latest Agribank deposit interest rates

Deposit interest rates at Agribank are currently listed around 1.6 - 4.7%, depending on the term.

In which, the highest interest rate for 12-month, 13-month, 15-month, 18-month, and 24-month savings terms is 4.7%.

Next are the terms of 6 months, 7 months, 8 months, 9 months, 10 months and 11 months, Agribank interest rate is 3.0%.

Interest rates for 4-month and 5-month terms are lower at 1.9%. For 1-month and 2-month terms, Agribank interest rates are 1.6%.

For non-term savings interest rates, Agribank is applying a threshold of 0.2%.

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Current deposit interest rate chart at Agribank. Chart: Khuong Duy

In the Big4 banking group including BIDV , Vietcombank, VietinBank, Agribank, VietinBank is currently holding the most preferential interest rate compared to the remaining banks.

Below is a chart comparing interest rates of Big 4 banks:

Compare interest rates of Big 4 group. Unit: %/year. Data recorded on July 21. Chart: Khuong Duy

Readers can also refer to current bank interest rates through the latest summary table below.

Top banks with high interest rates on the market on July 21. Table: Ha Vy

PVcomBank listed the 12-month term interest rate at 9.5%/year with a minimum deposit of VND2,000 billion.

Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB also applies quite high interest rates with interest rates at bank counters up to 8%/year for 13-month term and 7% for 12-month term. The applicable conditions are new savings books or savings books opened from January 1, 2018 automatically renewed with a term of 12 months, 13 months and deposit amount from 500 billion VND.

Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.

NCB, VRB and OceanBank apply an interest rate of 6.1% for a 24-month term; OCB applies an interest rate of 6% for a 36-month term; ABBank applies an interest rate of 6% for a 12-month term; BVBank and Cake by VPBank also apply an interest rate of 6% for a 24-month and 12-month term.

Deposit 400 million VND in Agribank savings, how much money will you receive?

Formula for calculating bank interest:

Interest = Deposit x interest rate (%)/12 months x deposit term.

For example, you deposit 400 million VND in savings at Agribank on July 21, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you receive is as follows:

+ Interest on 3-month Agribank savings deposit: 1.9 million VND.

+ Interest on 6-month Agribank savings deposit: 6 million VND.

+ Interest on 9-month Agribank savings deposit: 9 million VND.

+ Interest on 12-month Agribank savings deposit: 18.8 million VND.

+ Interest on 24-month Agribank savings deposit: 37.6 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/gui-400-trieu-vao-agribank-nhan-toi-hon-37-trieu-dong-1369693.ldo