In addition to the 5 banks that have increased deposit interest rates since November, the market has recorded 3 more banks increasing interest rates: Techcombank , BaoViet Bank and PVCombank.

According to the online interest rate schedule for individual customers newly announced by Techcombank , the interest rate for 1-2 month term increased by 0.2%/year to 3.95%/year; the 3 month term increased by 0.3%/year to 4.75%/year - the maximum rate prescribed for deposits with term of less than 6 months.

Online deposit interest rates for 4-5 month terms are adjusted to increase by 0.4%/year, to 4.35%/year.

Bank interest rates for terms from 12 to 36 months also increased by 0.2%/year. Accordingly, the latest bank interest rate for 12-month term is 5.75%/year and for 13-36 months term is 5.25%/year.

Techcombank keeps the deposit interest rates unchanged for terms of 6-11 months. Currently, the 6-month term interest rate is 5.45%/year, while the 7-11 month term is listed lower at 4.95%/year.

This is the second consecutive increase in deposit interest rates in just a few days, when at the end of October Techcombank increased 0.3%/year for savings interest rates for terms of 1-2 months and 6-36 months, and increased 0.2%/year for terms of 3-5 months.

Bao Viet Commercial Joint Stock Bank ( BaoViet Bank ) also officially increased deposit interest rates after more than 7 months of keeping the interest rate unchanged.

According to the latest online deposit interest rate schedule for individual customers of BaoViet Bank, the 1-month term interest rate increased by 0.5%/year to 4%/year; the 2-month term increased sharply by 0.6%/year to 4.2%/year.

Meanwhile, interest rates for deposits with terms of 3, 4, and 5 months increased by 0.1% per year, listed at 4.45% per year, 4.5% per year, and 4.6% per year, respectively.

However, BaoViet Bank kept the deposit interest rates unchanged for terms from 6 to 36 months. Specifically, the 6-8 month term is 5.45%/year, the 9-11 month term is 5.5%/year, the 12 month term is 5.8%/year and the highest is 5.9%/year for the 13-36 month term.

Vietnam Joint Stock Commercial Bank for Industry and Trade ( PVCombank ) also increased savings interest rates. This is the first time in more than 1 year (since August 2024) that this bank has changed its interest rate schedule.

According to the online banking interest rate table for individual customers, PVCombank simultaneously increased the interest rate by 0.5%/year for terms from 1-36 months.

With this increase, the highest mobilization interest rate listed by PVCombank is up to 6.3%/year for online deposits with terms from 15-36 months. This is the highest mobilization interest rate listed by banks today.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON NOVEMBER 10, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4.4 4.55 5.8 5.85 6 6.3
BAOVIETBANK 4 4.45 5.45 5.5 5.8 5.9
BVBANK 4.3 4.5 5.3 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.9 4 5.55 5.65 5.85 5.85
HDBANK 4.2 4.3 5.5 5.3 5.8 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.9 4.2 4.9 4.9 5.2 5.3
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.8 3.9 5 5.2 5.6 6.3
SACOMBANK 4 4.2 5 5.1 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 4.1 4.15 5.2 5.3 5.4 5.6
TECHCOMBANK 3.95 4.75 5.45 4.95 5.75 5.25
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.9 5.45 5.8 5.8
VIB 3.8 4 4.8 4.8 5 5.3
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.35 4.55 5.9 5.8 6.1 6.2
VPBANK 4.3 4.4 5.3 5.3 5.5 5.5

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-10-11-2025-len-toi-6-3-voi-ky-han-tu-15-thang-2461158.html