From the beginning of the month until today (October 15), only 3 banks increased deposit interest rates including LPBank, Bac A Bank and Eximbank, while Techcombank is the only bank that reduced interest rates.

According to statistics on online deposit interest rates for 6-month terms, there are currently 19 banks listed from 5%/year or more. Of which, the highest interest rate is 5.55%/year at Construction Bank (CB) and Dong A Bank (Dong A Bank). Next is National Citizen Bank (NCB) listed at 5.45%/year.

OceanBank and Bac A Bank listed 5.4% and 5.25%/year respectively for this term.

Banks listed with interest rates of 5.2%/year include Vietnam Joint Stock Commercial Bank (BVBank), Bao Viet Bank (BaoViet Bank), Vietnam Export Import Bank (Eximbank), Kien Long Bank (Kienlongbank), Loc Phat Vietnam Bank ( LPBank ), and Vietnam Thuong Tin Commercial Bank (VietBank).

Two banks are listing savings interest rates of 5.1%/year, including Orient Commercial Bank (OCB) and Ho Chi Minh City Development Bank ( HDBank ). GPBank lists interest rates of 5.05%/year.

A series of banks are listing online interest rates of 5%/year for 6-month term deposits, including: An Binh Bank (ABBank), Nam A Bank (Nam A Bank), Prosperity and Development Bank (PGBank), Saigon - Hanoi Bank (SHB), and Vietnam Prosperity Bank (VPBank).

The remaining banks listed 6-month deposit interest rates below 5%/year. Of which, SCB and Vietcombank listed the lowest interest rates, only 2.9%/year. The remaining 3 banks in the big4 group (Agribank, VietinBank and BIDV) listed 3.3%/year. These are also the few banks that listed interest rates below 4%/year for 6-month terms.

HIGHEST DEPOSITS INTEREST RATES (BY 6-MONTH TERM) AT BANKS ON OCTOBER 15, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
CBBANK 3.8 4 5.55 5.5 5.7 5.85
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
NCB 3.8 4.1 5.45 5.65 5.8 6.15
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
BAC A BANK 3.8 4.1 5.25 5.35 5.7 5.85
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.9 4.1 5.2 5.2 5.6 5.9
VIETBANK 3.8 4 5.2 5 5.6 5.9
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
OCB 3.9 4.1 5.1 5.1 5.2 5.4
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
ABBANK 3.2 3.7 5 5.2 5.6 5.7
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
PGBANK 3.4 3.8 5 5 5.5 5.8
SHB 3.5 3.8 5 5.1 5.5 5.8
VPBANK 3.6 3.8 5 5 5.5 5.5
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
TPBANK 3.5 3.8 4.7 5.2 5.4
MSB 3.7 3.7 4.6 4.6 5.4 5.4
VIB 3.2 3.6 4.6 4.6 5.1
TECHCOMBANK 3.25 3.45 4.55 4.55 4.85 4.85
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
MB 3.3 3.7 4.4 4.4 5.1 5
ACB 3.1 3.5 4.2 4.3 4.9
SEABANK 2.95 3.45 3.75 3.95 4.5 5.45
AGRIBANK 2 2.5 3.3 3.3 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
SCB 1.6 1.9 2.9 2.9 3.7 3.9
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6