The real estate market in the third quarter of 2025 witnessed a clear recovery with increased housing supply, improved market sentiment and a widespread investment wave.
Housing prices are forecasted to continue to increase across the board in the fourth quarter of 2025, especially in large cities with infrastructure development such as Hanoi , Ho Chi Minh City and surrounding areas. Rising real estate prices not only help mortgaged assets maintain their value but also open up many capital opportunities for individuals and businesses to buy and invest in real estate.
In addition, there are still many people who do not have enough money to own a home of their own. As real estate prices and expenses increase, the dream of owning a home becomes more and more distant, causing many families to hesitate in realizing their home buying plans.
In order to accompany the Vietnamese people's dream of "settling down" and respond to the State's home buying support policies, LOTTE Finance officially introduces a real estate mortgage loan package - Mortgage Loan, helping customers easily access capital with reasonable interest rates, quick procedures and flexible payment methods. Thereby, LOTTE Finance wishes to contribute to building solid homes, supporting the community to overcome financial difficulties to build a sustainable future.
Flexible finance helps Vietnamese people realize their dream of settling down
This is an effective financial solution that helps customers quickly own a house or meet the needs of construction, repair, real estate purchase or loan to buy household equipment for daily life, contributing to improving the quality of life and affirming peace of mind in each family's home.
With this preferential loan package, customers can borrow up to 80% of the value of the mortgaged property, with an interest rate of only 7.4%/year and a loan term of up to 30 years. In particular, customers will be exempt from early repayment fees from the third year and enjoy a principal grace period of up to 5 years.
In addition, the Mortgage Loan package will optimize complicated procedures, customers only need to have a loan need and own a valid real estate ownership certificate. LOTTE Finance commits to accompany, support consulting and approve documents quickly. At the same time, flexible repayment methods are designed to suit each customer's financial capacity, making the loan process more convenient and easier than ever. The target customers are Vietnamese citizens, accepting cases where the spouse is a foreigner. The age range is extended from 20 to 65 years old, along with other conditions according to LOTTE Finance's regulations from time to time.
LOTTE Finance representative also shared: “With LOTTE Finance's Mortgage Loan package, customers can be completely assured because they do not have to bear the pressure of repaying the principal in the first years, and can proactively and flexibly repay the debt early without incurring any additional fees. Thanks to that, customers not only reduce financial pressure but also easily plan reasonable costs”. This is an outstanding advantage that helps home buyers easily manage cash flow, maintain stability and peace of mind in life. LOTTE Finance wants to bring flexible financial solutions with attractive incentives, helping customers realize their dream of settling down, stabilizing their lives and creating a solid foundation for the future.
For more details and to register for a loan package, please leave your information to receive advice HERE
Or call Hotline: 19006866 for detailed support.
LOTTE Finance is a 100% foreign-invested financial company, affiliated with LOTTE CARD - the leading credit card issuer in Korea with a wide service and retail network.
In 2025, LOTTE Finance achieved impressive growth by continuously introducing innovative financial products, while implementing strict risk management processes and improving customer service quality.
In addition to expanding financial services, LOTTE Finance also invests heavily in modern technology, leveraging experience and resources from LOTTE CARD to promote comprehensive digital transformation, thereby consolidating its strong position in the consumer finance sector in Vietnam.
Source: https://hanoimoi.vn/lotte-finance-ra-mat-goi-vay-the-chap-bat-dong-san-hien-thuc-hoa-giac-mo-an-cu-cung-nguoi-viet-722262.html
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