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Sentenced to prison for lending money at an interest rate of more than 434%/year

HNN.VN - On June 4, the People's Court of Hue City opened a first-instance trial to try defendant Nguyen Dinh Tung (born in 1996), residing in Quang Phu ward, Thanh Hoa city, Thanh Hoa province, for the crime of "Lending at high interest rates in civil transactions".

Báo Thừa Thiên HuếBáo Thừa Thiên Huế04/06/2025


Defendant Nguyen Dinh Tung received prison sentence for loan sharking

In March 2024, Nguyen Dinh Tung came to Hue City to operate a loan and stayed at Xuan Phu apartment building, Xuan Phu ward, Thuan Hoa district. The form of organization he organized was installment loans, loans with daily interest payments.

Tung hired a loan advertisement on Facebook with the name "Daily installment loans" and contact information to find borrowers.

When someone wants to borrow money, Tung transfers money to the borrower's account. In return, the borrower writes a loan note and gives Tung his ID card for him to take a photo of.

With this trick, Nguyen Dinh Tung lent money to 14 people in 44 loans, with the amount ranging from 5 - 25 million VND/loan. The interest rate that Tung offered to borrowers was determined to be from 365% - 434.52%/year.

The principal amount that Tung lent was 544 million VND and the interest that Tung received from the loan was 135 million VND. Through verification, of the 135 million VND in interest received, the interest exceeding the legal limit was more than 128 million VND.

In addition, Tung also collected a loan fee of 28 million VND. Thus, the total amount of money that Tung illegally profited from lending activities was more than 156 million VND.

At the trial, the Trial Panel sentenced Nguyen Dinh Tung to 10 months and 15 days in prison, and an additional fine of 30 million VND. The defendant must return to the victims the amount of interest collected in excess of the regulations. In addition, the defendant must return nearly 580 million VND, including the principal and illegal profits.

Trial of defendant Nguyen Dinh Tung



DUC QUANG




Source: https://huengaynay.vn/chinh-tri-xa-hoi/phap-luat-cuoc-song/nhan-an-tu-vi-cho-vay-voi-lai-suat-hon-434-nam-154321.html


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