Sacombank launches 40,000 billion VND loan package with interest rate from 4.3%/year

(Dan Tri) - With the goal of accompanying people and businesses in realizing financial plans for the second half of the year, Sacombank has launched a preferential credit package of VND40,000 billion with interest rates starting from only 4.3%/year, applicable until December 31.

The program is for both individual and corporate customers, with flexible loan mechanisms and streamlined procedures, helping customers easily access capital quickly, promptly and effectively.

For individual customers, Sacombank meets a variety of loan purposes such as: serving production and business, agriculture; buying, building/repairing real estate for residence, buying cars and small consumption with all terms.

The interest rate framework by term is clearly applied, in which short-term loans are commonly from 4.8% - 6.5%/year; medium and long-term loans with fixed interest rates for 6, 9 or 12 months are from 6.5%/year; 7.0%/year; 7.5%/year respectively.

Customers can borrow up to 40 years for real estate loans, the loan ratio on the value of the real estate collateral is up to 85%, the principal grace period is up to 5 years. The flexible repayment mechanism helps customers proactively plan their cash flow with an early settlement fee of only 1% in the first 2 years and is waived from the third year.

Customers can pay up to 100 million VND more in principal each repayment period to reduce outstanding debt, completely free of penalties, including during the grace period.

For corporate customers, Sacombank offers short-term loan packages with interest rates from 4.3%/year, along with medium and long-term loan packages with fixed interest rates for 6 months, 9 months or 12 months, respectively, ranging from 6.5% - 7.5%/year to support businesses in investing in expanding production, upgrading technology,...

The credit package is prioritized for the fields of import and export, agriculture - forestry - fishery, green economy or businesses using capital to invest in infrastructure and digital technology, digital transformation in business operations.

Sacombank representative shared: “The preferential credit package of 40,000 billion VND is a clear commitment of Sacombank in providing reasonable and timely capital flow for both individual and corporate customers.

We want to help people, especially young people, settle down and proactively spend wisely; at the same time, support businesses to reduce capital costs, expand production and business and improve competitiveness."

In the coming time, Sacombank will continue to develop financial solution packages with greater scale and depth, contributing to upgrading digital experiences, expanding the product and service ecosystem, thereby firmly accompanying customers at every stage of development and actively contributing to the goal of sustainable growth of the economy.

For more information, contact hotline 1800 5858 88 or visit: https://www.sacombank.com.vn/trang-chu/khuyen-mai/khcn/chuong-trinh-uu-dai/von-moi-tiep-suc-but-pha-ky-vong.html.

Source: https://dantri.com.vn/kinh-doanh/sacombank-tung-goi-vay-40000-ty-dong-lai-suat-tu-43nam-20251002154819072.htm