The fastest way to withdraw money from an ATM without a card.

To shorten transaction times at ATMs and enable customers to withdraw money in all situations, many banks nationwide have implemented cardless ATM withdrawal services.

Account holders can withdraw or transfer money via phone and receive the money immediately at the ATM with just a few simple steps.

The ability to withdraw cash from ATMs without a card makes the process easier for users.

Withdraw money at an ATM belonging to BIDV Bank.

Step 1: Download the app to your iPhone or Android device.

Step 2: Log in to the application

Step 3: On the main screen, select withdrawal and the card you want to withdraw from.

Step 4: Receive the transaction code and go to the nearest BIDV ATM to withdraw money.

Step 5: Complete the withdrawal transaction.

Withdraw money at an ATM belonging to Techcombank.

Step 1: Access the Techcombank website.

Step 2: Click on “Log in to online banking” and log in to this bank's internet banking service.

Step 3: Select the option "transfer money via mobile phone".

Step 4: Techcombank will provide you with a 6-digit PIN code that you can use to withdraw money from an ATM.

Step 5: Go to the nearest Techcombank ATM and then perform the following steps: Press Enter => select your language and enter the provided PIN to withdraw money.

Step 6: Enter the amount that matches the previous transaction order. Then, an OTP code will be sent to the phone number you wish to withdraw from. Finally, when the transaction is successful, the ATM will dispense the cash to you.

Many banks nationwide now support the feature of withdrawing money without an ATM card.

Withdraw money using MoMo e-wallet.

One way to withdraw money without an ATM card is to go to a transaction point linked with the MoMo e-wallet. You just need to bring your phone with an internet connection and have the MoMo app open to withdraw money from your card easily and simply. Here's how:

Step 1: Access your MoMo e-wallet and select the "All Services" icon.

Step 2: Select “Deposit/Withdrawal Points”.

Step 3: In the "Withdrawal" section, select a withdrawal location that suits your location.

Step 4: Enter the amount between 50,000 and 5,000,000 VND and the Phone Number of the Deposit/Withdrawal Point >>> Select "Withdraw".

Step 5: Finally, go to the store you just chose, present your ID card/citizen identification card to the store employee to receive the cash, and you're done.

Withdraw money using QR code

To provide users with flexibility in various situations, such as forgetting or losing their ATM cards, many banks have developed features that allow cash withdrawals using QR codes. Generally, the withdrawal process at most banks is quite similar:

Step 1: Log in to your bank's Mobile Banking app and select the "QR Cash Withdrawal at ATM" feature. On the ATM screen, select "Scan QR" or "Cardless Transaction".

Step 2: Next, on the ATM, select the language “Vietnamese” or “English”. Step 3: Scan the QR code on the ATM using your smartphone.

Step 4: Select the card type, card number, withdrawal account, and withdrawal amount. All this information is entered through the smartphone application.

Step 5: Enter your card's PIN at the ATM and withdraw your money.

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