'Support' of workers

People come to the provincial Social Insurance agency to resolve administrative procedures.

Ms. Nguyen Thi Lan (35 years old) has just completed the procedures to receive unemployment benefits at the Provincial Employment Service Center. Ms. Lan used to be a garment worker at a company in Dong Phu district. Due to difficulties, the company had to reduce production, Ms. Lan was on the list of cuts. Losing her job, Ms. Lan was extremely confused and worried about her family life. Knowing about the unemployment insurance policy, she completed the procedures to receive benefits. "Thanks to the unemployment benefits, I can cover my daily living expenses, pay rent and have time to look for a new job" - Ms. Lan confided.

Unemployment insurance not only helps workers stabilize their lives in the short term, but also creates conditions for them to learn a trade, improve their qualifications, and find new job opportunities. In addition to receiving monthly allowances, workers also receive free job counseling and referrals, and vocational training support to improve their skills and increase their competitiveness in the labor market.

Mr. Tran Van Nam (40 years old) in Tan Binh Ward, Dong Xoai City used to receive unemployment insurance and he is the owner of a small mechanical workshop. Mr. Nam said that after quitting his job, he was consulted and supported by the Provincial Employment Service Center to learn auto repair. Thanks to his new knowledge and skills, he opened an auto repair shop and created jobs for many other workers. "Unemployment insurance not only helped me overcome difficulties but also opened a new path for me. This is a very humane and practical policy" - Mr. Nam shared.

According to the 2013 Law on Employment, the unemployment insurance policy includes 4 regimes: Employees are guided and consulted for free about labor and employment as well as receive free vocational training and instructions on procedures to receive unemployment insurance by employment service centers; are registered for unemployment insurance and submit documents to receive benefits when losing their jobs or when terminating their labor contracts; are issued health insurance cards by social insurance agencies without having to pay fees during the period of receiving unemployment benefits; are supported with free elementary vocational training for a period of no more than 6 months at vocational training facilities.

The monthly unemployment benefit is equal to 60% of the average monthly salary for unemployment insurance contributions of the 6 consecutive months before unemployment, but not exceeding 5 times the basic salary for employees subject to the salary regime prescribed by the State; or not exceeding 5 times the regional minimum wage as prescribed by the Labor Code for employees paying unemployment insurance according to the salary regime decided by the employer at the time of termination of the labor contract or employment contract.

The duration of unemployment benefits is calculated based on the number of months of social insurance contributions. For every 12 months of contributions up to 36 months, you will receive 3 months of unemployment benefits. After that, for every additional 12 months of contributions, you will receive 1 more month, but not more than 12 months.

According to statistics from the Provincial Social Insurance, in March 2025, the whole province received a list of unemployment benefits for 376 people; in the first 3 months of 2025, it received a list of unemployment benefits for 1,060 people, down 17.7% over the same period last year.

In recent times, the Provincial Social Insurance has actively coordinated with relevant departments, branches, sectors and organizations to effectively carry out propaganda work in many forms on mass media, organize direct propaganda conferences at enterprises... so that employers and employees see that unemployment insurance is a humane policy, contributing to ensuring social security; helping employees see their rights when they lose their jobs, receive partial income compensation, receive vocational training support, health insurance cards, job referrals... Thereby, it has been positively received by employers and employees.

In fact, when workers lose their jobs, business owners do not have to pay unemployment benefits to workers; thanks to unemployment insurance, the burden on the state budget when unemployment occurs is reduced. At the same time, the unemployment insurance policy has had positive, direct impacts on workers, employers and social security issues, demonstrating the humanity and solidarity of workers and employers towards workers who have lost their jobs. With the benefits it brings, unemployment insurance has gradually entered life and truly become a "lifesaver" for many workers in difficult times, contributing to stabilizing life, ensuring security, social order and safety.

Currently, the unemployment insurance contribution rate is 2% of monthly salary, including 1% paid by the employee and 1% paid by the employer. The procedure for receiving unemployment insurance benefits is very simple, employees can submit their application online or come directly to the Provincial Employment Service Center or one of the center's two representative offices located in Hon Quan district and Phuoc Long town.

Source: https://baobinhphuoc.com.vn/news/9/172001/cho-dua-cua-nguoi-lao-dong