With a daily profit mechanism for idle cash flow, yield of 2.5-4.3%/year while still ensuring flexibility, this account not only opens up a new approach in personal financial management, but also contributes to changing users' thinking and habits with a series of outstanding incentive programs.
Nearly half a million people have activated VIB 's Super Yield
For many years, payment accounts have been considered as a tool for transferring money, receiving salary, and trading, without creating direct financial value. In this context, customers increasingly want a financial solution that is both profitable and flexible, where payment accounts are no longer a place to put money, but a tool to create benefits every day.
In response to that need, VIB launched the Super Yield Account, where every idle dollar can work for itself. “This is not only a new financial product, but also a central strategic axis, reflecting our sustainable development thinking. Furthermore, it creates a revolution in thinking about cash flow,” said a bank representative.
The Super Yield Account is designed by VIB with 3 outstanding features, standing out in the market: 1 day also generates profit up to 4.3%/year, 1 touch to start generating profit, 1 flexible withdrawal step. Accordingly, without complicated operations, with just 1 touch on MyVIB digital bank to activate the feature, the Super Yield Account will help customers optimize their idle cash flow every day with a yield of up to 4.3%/year while always being ready for all withdrawals, transfers, payments... whenever customers need without affecting the accumulated income.
As of mid-June, nearly 4 months after its introduction to the market, the total number of activated Super Yield accounts has reached nearly half a million, demonstrating the attractiveness not only from financial features but also from the way VIB builds habits of using innovative and friendly banking services through creative incentives.
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The program “Billion Dollar Deal” with the mechanism of equally dividing the reward fund has attracted hundreds of thousands of customers to participate, and is still increasing every day. “Billion Dollar Deal” is a community playground, users share and receive many additional values when using the Super Yield account. This is a program exclusively for customers who activate the feature for the first time to use the Super Yield account on the MyVIB digital banking application from now until July 20.
Each new Super Yield account user activated during this period will be eligible to participate in all 4 promotions in the following order:
First, 1 minute - 1 customer wins: Immediately after activating the feature, customers will immediately receive 1 turn to flip the card to receive a mysterious gift with nearly a hundred thousand cash prizes. Every 1 minute, there will be 1 prize for new customers.
Monday, 1 day - 1 iPhone 16 Pro Max with owner: With a balance maintained in the Super Yield account from 1 million VND per day, customers receive 1 card flip with a chance to win cash or iPhone 16 Pro Max worth 32 million VND. Currently, there are 51 iPhones with owners (90 in total).
Third, 1 lucky prize of 1 billion VND: With an average balance of 20 million VND in any 10 days, customers are eligible to participate in the lucky draw to win 1 billion VND at the end of the program.
Fourth, Unlimited Bonus Fund: When eligible to participate in the 1 billion VND lottery, customers will also be awarded with the Unlimited Bonus Fund. This bonus fund is currently 2.5 billion VND, and is still increasing as new users activate (for every 5,000 newly activated Super Yield accounts, VIB adds 50 million VND to the bonus fund).
While the "Billion Dollar Heist" has not ended, VIB has continued to launch the "Say Hi" Las Vegas program with the VIB Super Yield account with a total of 10 exclusive Las Vegas experiences for 8 days and 7 nights with the artists in the program "Anh trai say hi". Each includes round-trip airfare, hotel expenses, meals according to the 8-day, 7-night itinerary to explore Las Vegas.
Winning Super Profit Account holders will also fly on the same flight and stay at the same location as the artists in Las Vegas, attend the "Anh trai say hi" concert in the US and interact directly, participate in the Soundcheck rehearsal with exclusive behind-the-scenes moments with their idols.
This program started in June 2025, continuing to expand the reach of Super Yield users with more than 21,000 lucky draw codes issued after only 2 weeks of implementation. The program selects lucky customers through a public draw, livestreamed right on VIB's official fanpage.
The first draw on June 14 had 5 customers winning the exclusive Las Vegas experience. The final draw will take place on June 26 (for the codes issued from June 13 to June 25), also via livestream on the VIB fanpage. Thus, the opportunity to become 1 of 10 people to set foot in Las Vegas and attend the concert is still there. For every 100 million VND maintained in the Super Profit account from now until June 25, each day, customers will receive 1 code to participate in the draw program.
The attraction of flexible profit mechanism
Since its launch on February 17, the Super Yield account has contributed to creating a proactive financial trend in the market, proving its appeal by quickly reaching many record milestones. Specifically, on the first day, nearly 10,000 accounts activated the product. After 10 days, the number of customers increased 5 times, surpassing the 50,000 mark, demonstrating the spreading effect of a product designed to meet the right needs - at the right time.
On May 17 - 3 months since its launch, VIB marked a milestone of nearly 100,000 newly activated profitable accounts within just 24 hours. With this achievement, VIB was honored by the Vietnam Record Organization as "The bank with the largest number of newly activated profitable accounts in one day in Vietnam".
"This result, in addition to its statistical significance, also clearly reflects the goal that VIB pursues, which is to awaken the idle cash flow in society and arouse the habit of effective financial management," said a bank representative.
The Super Yield Account has also been honored at three international awards: "Best Customer Choice Account Solution, Vietnam 2025" from International Finance Awards, "Best Next Generation Customer Focused Account Solution in Vietnam 2025" from Global Business Outlook and "Best Customer Benefit Account 2025" from Global Brands Magazine.
As a customer of the VIB Super Yield account, artist Tran Thanh once shared: “I am a fan of things that are quick and easy. Super Yield is developed on the MyVIB digital banking platform. I always believe that technology is born to make life easier. With just a few touches on the phone, activating the feature to use this super account will be completed in a snap, no need to go to the bank, no cumbersome paperwork.”
The Super Yield Strategy is not a short-term campaign but a long-term direction of VIB to reshape the relationship between banks and users: from money holders, banks become smart financial companions.
Focusing on idle cash flow helps banks expand their customer base and increase their transaction market share. At the same time, this is also a way to demonstrate social responsibility in promoting comprehensive financial inclusion in Vietnam.
Customers experience the Super Yield account here.
Source: https://dantri.com.vn/kinh-doanh/gan-nua-trieu-nguoi-dung-chon-sieu-loi-suat-vib-sau-4-thang-20250618214941338.htm
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