The draft Decree (completed by the Ministry of Construction and sent to the Ministry of Justice for appraisal) focuses on amending and supplementing a number of articles of Decree No. 100/2024/ND-CP (on development and management of social housing) and Decree No. 103/2024/ND-CP (on land use fees and land rents).
According to the draft, the conditions for purchasing or leasing social housing include single people with an income of no more than VND20 million/month (the old regulation was VND15 million); single people raising young children with an income of no more than VND30 million/month (this is a new additional regulation); households (both husband and wife) with a total income of no more than VND40 million/month (the old regulation was VND30 million).
Regarding the agency that confirms income conditions for self-employed workers, the draft assigns the authority to confirm income conditions for this group of subjects to the commune-level police agency at the place of permanent/temporary residence or current residence, based on the national population database. This is to minimize administrative procedures and take advantage of the available database according to the direction of the Prime Minister .
The interest rate for social housing loans at the Vietnam Bank for Social Policies has also dropped sharply to 5.4%/year (currently 6.6%/year). This interest rate will also apply to old loans with outstanding debt. The interest rate for overdue debt remains at 130% of the lending interest rate.
The draft adds regulations allowing the replacement of legal documents of projects (such as land allocation decisions, construction permits, etc.) with information codes on the national database when these systems come into operation. This helps reduce paperwork and simplify administrative procedures for businesses.
Regarding the construction and development of social housing enterprises, the draft also has many new points of interest. The draft stipulates the method of calculating land use fees when the investor pays money equivalent to the social housing land fund more clearly. The amount that the investor must pay will include 2 parts: land use fees for the entire project, calculated at the time the State allocates land according to the provisions of the land law and additional payment, calculated at 3%/year on the land use fees of 20% of the residential land area of the project. The calculation period is from the time of land allocation to the completion of technical infrastructure according to the project schedule.
Source: https://www.sggp.org.vn/nguoi-doc-than-dang-nuoi-con-nho-co-thu-nhap-khong-qua-30-trieu-dongthang-co-the-duoc-mua-nha-o-xa-hoi-post813609.html
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