SHB announced a plan to increase capital by an additional 7,500 billion VND

SHB công bố kế hoạch tăng vốn thêm 7.500 tỷ đồng- Ảnh 1. — Saigon - Hanoi Bank (SHB ) has just announced a plan to increase its charter capital by an additional VND7,500 billion, expected to raise its total capital to VND53,442 billion.

Initial private placement to professional investors

According to the announced plan, SHB will issue 750 million shares, equivalent to 16.32% of the number of outstanding shares. Of which, 200 million shares will be offered privately to domestic and foreign professional investors, 459.4 million shares will be issued to existing shareholders and 90.6 million shares under the employee stock option program (ESOP).

The private offering price of the shares is determined as the average closing price of SHB shares in 10 consecutive sessions before the date the Board of Directors issues the implementation resolution. The capital raised from the issuance will be used to supplement working capital, invest in fixed assets and increase production and business loans.

Notably, this is the first time SHB has issued shares privately to professional investors, demonstrating its orientation to seek strategic partners, improve management capacity and expand the market. At the same time, SHB has issued shares to existing shareholders at a ratio of 100:10, meaning that shareholders owning 100 shares can buy 10 new shares, raising about VND5,742 billion.

The capital mobilized from this round will be allocated to production lending activities, project investment, and increasing capital sources to serve the economy . In addition, SHB also issued 90.6 million ESOP shares to employees to connect interests and attract talent. ESOP shares are restricted from transfer within 18 months.

Therefore, increasing charter capital is part of SHB's sustainable development strategy, enhancing financial capacity and continuing to affirm its role as an important capital channel for the economy.

Impressive business results, effective cost control

According to the financial report for the first 9 months of 2025, SHB achieved pre-tax profit of VND 12,235 billion, up 36% over the same period, completing 85% of the yearly plan. Total assets reached VND 852,695 billion, up 14.1% compared to the end of 2024, exceeding the 2025 plan and aiming for the VND 1 million billion mark in 2026.

Outstanding customer loans reached VND607,852 billion, up 17% compared to the beginning of the year, demonstrating high competitiveness in the target customer segment. Furthermore, the ratio of operating expenses to total operating income (CIR) was only 18.9%, among the lowest in the banking industry, thanks to SHB promoting digital transformation and applying modern technology in operational management.

Along with that, SHB's capital safety indicators all exceed international standards, CAR reaches over 12%, higher than the minimum 8% as prescribed by the State Bank. The bad debt ratio is controlled below 2%, ensuring safe and sustainable asset quality.

In the stock market, SHB shares are always in the group with the highest liquidity, with large trading volume and a market price increase of 110% since the beginning of the year, currently fluctuating around 16,900 VND/share. Thereby, SHB affirms its position as one of the banks with the best operating efficiency and high attractiveness to investors.

Over the years, SHB has always focused on shareholder benefits, paying dividends regularly in both cash and shares. In 2024, the bank will pay a total dividend of 18%, of which 13% is in shares and 5% is in cash.

Furthermore, this capital increase will help SHB increase its capital buffer, strengthen its safety ratio, ensure better risk resistance, and be stable in the new development stage of the Vietnamese banking system.

Mr. Minh

Source: https://baochinhphu.vn/shb-cong-bo-ke-hoach-tang-von-them-7500-ty-dong-102251031125138233.htm